Built to Work For You.
Not the Insurance Company.
Peach Policy was built on one idea: Georgia business owners deserve a broker who shops every option, fights for every claim, and picks up the phone. No carrier loyalty. No commission bias. Just the right coverage.
Why Peach Policy Exists
I spent time watching what happened to Georgia business owners when they called their broker after a loss. More often than not, the broker had sold them a policy that looked fine on paper but had gaps nobody ever explained — a gas station owner with no UST liability, a trucker with no bobtail coverage, a contractor whose GL excluded the work type on the job site. The claim was denied, or partially paid, and the broker was nowhere to be found.
The problem wasn’t that business owners didn’t care about their coverage. It’s that most agents they had access to were either captive — locked to one company’s products — or generalists who treated a trucking account like any other commercial policy. Neither one had the carrier access or the expertise to find what actually fit. And because they got paid on commission, there wasn’t much incentive to push back on a carrier’s underwriting or fight for a client at claim time.
I started Peach Policy to be built differently from the beginning. Licensed as an independent broker so I could shop every carrier, not sell one company’s products. Focused on commercial lines — specifically the businesses that get the worst service from the industry: truckers, gas station operators, and Georgia small businesses that don’t fit a standard BOP mold. Every client gets a minimum of 3 AM Best A‑rated carrier comparisons, an explanation of what they’re actually buying, and a broker who stays engaged after the sale.
I’m not going to tell you I’ve seen everything. What I will tell you is that I built Peach Policy specifically so I’d never have to choose between what’s right for you and what’s right for a carrier. That’s the whole point.
King Chahal
Founder & Licensed Insurance Broker
King Chahal is a licensed independent insurance broker in Georgia, and the founder of Peach Policy. He started the firm to serve Georgia truckers, gas station owners, and small businesses who were being underserved by captive agents and generalist brokers. He specializes in commercial lines — trucking, gas station, and general business insurance — with access to multiple AM Best A‑rated carriers that most local agents can’t reach.
Look us up on NIPR →What We Promise Every Client
Five specific commitments. Not marketing copy — actual standards we hold ourselves to on every account.
Minimum 3 AM Best A-rated carrier comparisons on every quote
We submit your account to multiple carriers simultaneously. You see all the options — AM Best rating, premium, and coverage terms side by side. You make the informed decision. We never show you just one quote and call it a day.
AM Best A− or better carriers only — no exceptions
We don’t place coverage with carriers below AM Best A−, regardless of price. A lower-rated carrier might save you money on premium and cost you everything at claim time. Financial strength matters — and we won’t compromise on it.
24-hour response guarantee — call, text, or WhatsApp
You will hear back from us within 24 hours. Not an automated reply — an actual response. Call (470) 303-5742, text, or WhatsApp. We pick up.
Mid-year check-in and annual renewal review
We don’t disappear after the sale. Welcome call when your policy binds. Mid-year check-in to catch anything that’s changed in your operation. Annual review before renewal so you’re never caught by a rate surprise or a coverage gap that crept in.
Claim advocacy — we stay on the phone with you
When something happens, we don’t hand you an 800 number and wish you luck. We get on the phone with the carrier alongside you, help you understand what the adjuster is asking for, and push back when we think a claim is being handled wrong. That’s what a broker is supposed to do.
Fully Verifiable. No Surprises.
We put our license number on every page of this website because we want you to verify exactly who you’re working with before you call.
Georgia License
#243678
Issued by the Georgia Office of Insurance and Safety Fire Commissioner
NPN
#21748833
National Producer Number — searchable on the NIPR national database
E&O Insured
Covered
Errors & Omissions insurance carried for client protection on every account
Verify on NIPR
Independent Check
Search our license and NPN on the national database — no login required.
Verify on NIPR →Built for Georgia Businesses
Georgia is one of the most active commercial trucking states in the country. I‑75, I‑85, and I‑20 run through it — three of the busiest freight corridors in the Southeast. Trucking insurance in Georgia has specific FMCSA and GDOT compliance requirements that generalist brokers routinely miss: MCS‑90 endorsements, minimum liability tiers by cargo type, intrastate carrier registration with GDOT. Getting it wrong costs owner-operators their operating authority.
Georgia also has thousands of independent gas stations and convenience stores — many family-owned, most facing UST liability requirements they don’t know they’re not properly covered for. Captive agents don’t have appointments with the specialty carriers that write petroleum risk. Most station owners find out about the gap only after a release has already happened.
Peach Policy is Georgia-based, Georgia-licensed, and focused exclusively on Georgia commercial insurance — not a national call center that happens to be licensed here. We know the roads, the regulations, and the risks that come with operating a business in this state.
Have a question? Just call.
No forms required. Call, text, or WhatsApp — we respond within 24 hours. Georgia License #{{ .Site.Params.licenseNumber }} · NPN #{{ .Site.Params.npnNumber }}.
- Minimum 3 carrier comparisons on every quote
- AM Best A‑ rated carriers only
- We call back within 24 hours — guaranteed
- Georgia License #243678 · NPN #21748833
Reach out directly — we respond fast.