/* ============================================================
   Peach Policy — Main Stylesheet
   Mobile-first. WCAG 2.1 AA. Hugo static site.
   ============================================================ */

/* ---------- DESIGN TOKENS ---------- */
:root {
  /* Brand colors — from Peach Policy logo */
  --color-primary: #0b1f3a;
  --color-primary-dark: #060e1c;
  --color-primary-light: #1a3a5c;
  --color-accent: #ff834d;
  --color-accent-dark: #e06030;
  --color-green: #269b39;

  /* Neutrals */
  --color-bg: #ffffff;
  --color-surface: #fdf9f5;
  --color-border: #e8e2db;
  --color-text: #1a1a1a;
  --color-text-muted: #5a5a5a;
  --color-text-light: #888888;

  /* Typography */
  --font-sans: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, "Helvetica Neue", Arial, sans-serif;
  --font-size-base: 1rem;
  --line-height-base: 1.6;

  /* Spacing */
  --space-xs: 0.5rem;
  --space-sm: 1rem;
  --space-md: 1.5rem;
  --space-lg: 2.5rem;
  --space-xl: 4rem;
  --space-2xl: 6rem;

  /* Layout */
  --max-width: 1100px;
  --radius: 6px;
  --radius-lg: 12px;
}

/* ---------- RESET & BASE ---------- */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

html {
  font-size: 16px;
  scroll-behavior: smooth;
}

body {
  font-family: var(--font-sans);
  font-size: var(--font-size-base);
  line-height: var(--line-height-base);
  color: var(--color-text);
  background: var(--color-bg);
  overflow-x: hidden;
}

img { max-width: 100%; height: auto; display: block; }
ul { list-style: none; }
a { color: var(--color-primary); }
a:hover { color: var(--color-primary-dark); }

/* ---------- ACCESSIBILITY ---------- */
.visually-hidden {
  position: absolute;
  width: 1px; height: 1px;
  padding: 0; margin: -1px;
  overflow: hidden;
  clip: rect(0 0 0 0);
  white-space: nowrap;
  border: 0;
}

:focus-visible {
  outline: 3px solid var(--color-accent);
  outline-offset: 2px;
}

/* Skip to main content */
.skip-link {
  position: absolute;
  top: -100%;
  left: var(--space-sm);
  background: var(--color-primary);
  color: white;
  padding: var(--space-xs) var(--space-sm);
  border-radius: var(--radius);
  z-index: 1000;
  text-decoration: none;
}
.skip-link:focus { top: var(--space-sm); }

/* ---------- LAYOUT ---------- */
.container {
  width: 100%;
  max-width: var(--max-width);
  margin: 0 auto;
  padding: 0 var(--space-sm);
}

@media (min-width: 768px) {
  .container { padding: 0 var(--space-lg); }
}

/* ---------- BUTTONS ---------- */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  padding: 0.75rem 1.5rem;
  border-radius: var(--radius);
  font-size: 1rem;
  font-weight: 600;
  text-decoration: none;
  cursor: pointer;
  border: 2px solid transparent;
  transition: background 0.15s ease, border-color 0.15s ease, color 0.15s ease;
  white-space: nowrap;
}

.btn-primary {
  background: var(--color-accent);
  color: white;
  border-color: var(--color-accent);
}
.btn-primary:hover {
  background: var(--color-accent-dark);
  border-color: var(--color-accent-dark);
  color: white;
}

.btn-secondary {
  background: transparent;
  color: white;
  border-color: rgba(255,255,255,0.7);
}
.btn-secondary:hover {
  background: rgba(255,255,255,0.15);
  border-color: white;
  color: white;
}

.btn-outline {
  background: transparent;
  color: var(--color-primary);
  border-color: var(--color-primary);
}
.btn-outline:hover {
  background: var(--color-primary);
  color: white;
}

.btn-lg {
  padding: 1rem 2rem;
  font-size: 1.1rem;
}

.btn-full { width: 100%; }

/* ---------- HEADER ---------- */
.site-header {
  background: var(--color-primary);
  border-bottom: 1px solid rgba(255,255,255,0.08);
  position: sticky;
  top: 0;
  z-index: 100;
}

.header-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 64px;
  gap: var(--space-sm);
}

.logo {
  text-decoration: none;
  display: flex;
  align-items: center;
  gap: 0.4rem;
  white-space: nowrap;
}

.logo-img {
  height: 44px;
  width: 44px;
  object-fit: contain;
  object-position: center;
  flex-shrink: 0;
  display: block;
  border-radius: 4px;
}

.logo-brand {
  font-size: 1.4rem;
  font-weight: 700;
  color: var(--color-primary);
  letter-spacing: -0.02em;
  line-height: 1;
}

/* Mobile nav toggle */
.nav-toggle {
  display: flex;
  flex-direction: column;
  justify-content: center;
  align-items: center;
  width: 44px;
  height: 44px;
  background: none;
  border: none;
  cursor: pointer;
  padding: 0.5rem;
  gap: 5px;
}

.hamburger,
.hamburger::before,
.hamburger::after {
  display: block;
  width: 22px;
  height: 2px;
  background: rgba(255,255,255,0.85);
  border-radius: 2px;
  transition: transform 0.2s ease;
}
.hamburger::before { content: ""; }
.hamburger::after { content: ""; }

/* Primary nav — mobile hidden by default */
.primary-nav {
  display: none;
  position: absolute;
  top: 64px;
  left: 0;
  right: 0;
  background: var(--color-primary);
  border-bottom: 1px solid rgba(255,255,255,0.1);
  padding: var(--space-sm) 0;
}

.primary-nav.is-open { display: block; }

.primary-nav ul {
  display: flex;
  flex-direction: column;
}

.primary-nav li a {
  display: block;
  padding: 0.75rem var(--space-sm);
  color: rgba(255,255,255,0.85);
  text-decoration: none;
  font-weight: 600;
  letter-spacing: -0.01em;
}
.primary-nav li a:hover { color: white; }
.primary-nav li a[aria-current="page"] { color: var(--color-accent); }

.nav-cta { padding: var(--space-xs) var(--space-sm); }
.nav-cta a { width: 100%; }

/* Desktop nav */
@media (min-width: 900px) {
  .nav-toggle { display: none; }

  .primary-nav {
    display: flex !important;
    position: static;
    background: none;
    border: none;
    padding: 0;
  }

  .primary-nav ul {
    flex-direction: row;
    align-items: center;
    gap: 0.25rem;
  }

  .primary-nav li a {
    padding: 0.5rem 0.75rem;
    border-radius: var(--radius);
    font-size: 0.95rem;
  }

  .primary-nav li a:hover {
    background: rgba(255,255,255,0.08);
  }

  .nav-cta { padding: 0; }
  .nav-cta a { width: auto; }
}

/* ---------- WEBGL HERO ---------- */
.webgl-hero {
  position: relative;
  min-height: 560px;
  display: flex;
  align-items: center;
  overflow: hidden;
  background: var(--color-primary-dark);
  color: white;
  padding: var(--space-xl) 0 var(--space-2xl);
}

@media (min-width: 900px) {
  .webgl-hero { min-height: 640px; }
}

#heroCanvas {
  position: absolute;
  inset: 0;
  width: 100%;
  height: 100%;
  display: block;
  z-index: 0;
}

/* CSS gradient fallback — shown by JS when WebGL is unavailable */
.hero-fallback {
  display: none;
  position: absolute;
  inset: 0;
  background:
    radial-gradient(ellipse at 20% 55%, rgba(255, 203, 164, 0.22) 0%, transparent 52%),
    radial-gradient(ellipse at 78% 28%, rgba(232, 168, 124, 0.18) 0%, transparent 46%),
    radial-gradient(ellipse at 55% 85%, rgba(255, 203, 164, 0.13) 0%, transparent 40%);
}

/* Left-side gradient so text stays readable over 3D scene */
.hero-overlay {
  position: absolute;
  inset: 0;
  background: linear-gradient(
    to right,
    rgba(6, 14, 28, 0.92) 0%,
    rgba(6, 14, 28, 0.80) 35%,
    rgba(6, 14, 28, 0.40) 60%,
    rgba(6, 14, 28, 0.10) 80%,
    transparent 100%
  );
  pointer-events: none;
}

.webgl-hero .container {
  position: relative;
  z-index: 10;
  width: 100%;
  isolation: isolate;
  transform: translateZ(0);
  color: white;
}

/* ---------- HERO (legacy — keep for fallback styles) ---------- */
.hero {
  background: linear-gradient(135deg, var(--color-primary-dark) 0%, var(--color-primary) 65%, var(--color-primary-light) 100%);
  color: white;
  padding: var(--space-xl) 0 var(--space-2xl);
}

.hero-inner {
  max-width: 760px;
}

.hero-eyebrow {
  display: inline-block;
  font-size: 0.8rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.1em;
  color: var(--color-accent);
  margin-bottom: var(--space-sm);
}

.hero h1,
.webgl-hero h1 {
  font-size: clamp(2rem, 4.5vw, 3.2rem);
  font-weight: 700;
  line-height: 1.15;
  margin-bottom: var(--space-md);
  letter-spacing: -0.02em;
  color: white;
}

.hero-sub {
  font-size: 1.15rem;
  line-height: 1.7;
  margin-bottom: var(--space-lg);
  opacity: 0.88;
  max-width: 620px;
}

.hero-ctas {
  display: flex;
  flex-direction: column;
  gap: var(--space-sm);
  margin-bottom: var(--space-lg);
}

@media (min-width: 480px) {
  .hero-ctas { flex-direction: row; flex-wrap: wrap; }
}

.trust-stats {
  display: flex;
  flex-wrap: wrap;
  gap: var(--space-lg);
  padding-top: var(--space-lg);
  border-top: 1px solid rgba(255,255,255,0.15);
}

.trust-stat {
  display: flex;
  flex-direction: column;
  gap: 0.15rem;
}

.stat-num {
  font-size: 1.5rem;
  font-weight: 700;
  color: var(--color-accent);
  line-height: 1;
}

.stat-label {
  font-size: 0.8rem;
  color: rgba(255,255,255,0.65);
  text-transform: uppercase;
  letter-spacing: 0.06em;
}

.hero-license {
  font-size: 0.85rem;
  opacity: 0.6;
  margin-top: var(--space-md);
}
.hero-license a { color: rgba(255,255,255,0.8); }

/* ---------- INDUSTRY SLIDESHOW ---------- */
.industry-slider {
  background: #000;
  user-select: none;
}

.slider-viewport {
  position: relative;
  overflow: hidden;
  height: 260px;
}

@media (min-width: 600px) {
  .slider-viewport { height: 360px; }
}

@media (min-width: 900px) {
  .slider-viewport { height: 480px; }
}

.slider-track {
  display: flex;
  height: 100%;
  transition: transform 0.65s cubic-bezier(0.4, 0, 0.2, 1);
  will-change: transform;
}

.slide {
  position: relative;
  flex: 0 0 100%;
  width: 100%;
  height: 100%;
  overflow: hidden;
}

.slide img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: center;
  display: block;
  transition: transform 8s ease;
}

.slider-track .slide.is-active img {
  transform: scale(1.04);
}

.slide-overlay {
  position: absolute;
  inset: 0;
  background: linear-gradient(
    to right,
    rgba(0, 0, 0, 0.68) 0%,
    rgba(0, 0, 0, 0.35) 55%,
    rgba(0, 0, 0, 0.15) 100%
  );
}

.slide-caption {
  position: absolute;
  bottom: 0;
  left: 0;
  right: 0;
  padding: var(--space-lg) var(--space-lg) var(--space-md);
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  gap: 0.5rem;
}

@media (min-width: 900px) {
  .slide-caption {
    top: 50%;
    bottom: auto;
    transform: translateY(-50%);
    max-width: 540px;
    padding-left: calc((100vw - var(--max-width)) / 2 + var(--space-lg));
    gap: 0.75rem;
  }
}

.slide-tag {
  display: inline-block;
  background: var(--color-accent);
  color: white;
  font-size: 0.8rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.07em;
  padding: 0.3rem 0.75rem;
  border-radius: 3px;
}

.slide-caption p {
  color: rgba(255, 255, 255, 0.9);
  font-size: 0.9rem;
  font-weight: 500;
  text-shadow: 0 1px 3px rgba(0,0,0,0.5);
  margin: 0;
}

@media (min-width: 600px) {
  .slide-caption p { font-size: 1rem; }
}

@media (min-width: 900px) {
  .slide-caption p { font-size: 1.1rem; }
  .slide-tag { font-size: 0.85rem; }
}

/* Prev / next buttons */
.slider-btn {
  position: absolute;
  top: 50%;
  transform: translateY(-50%);
  background: rgba(0, 0, 0, 0.45);
  color: white;
  border: none;
  border-radius: 50%;
  width: 44px;
  height: 44px;
  font-size: 1.8rem;
  line-height: 1;
  cursor: pointer;
  display: flex;
  align-items: center;
  justify-content: center;
  transition: background 0.15s ease;
  z-index: 10;
  padding: 0;
}

.slider-btn:hover { background: rgba(0, 0, 0, 0.72); }

.slider-prev { left: 0.75rem; }
.slider-next { right: 0.75rem; }

@media (min-width: 768px) {
  .slider-btn { width: 52px; height: 52px; font-size: 2.2rem; }
  .slider-prev { left: 1.25rem; }
  .slider-next { right: 1.25rem; }
}

/* Dot navigation */
.slider-dots {
  display: flex;
  justify-content: center;
  align-items: center;
  gap: 0.5rem;
  padding: 0.75rem 0;
  background: #111;
}

.slider-dot {
  width: 10px;
  height: 10px;
  border-radius: 50%;
  border: 2px solid rgba(255,255,255,0.4);
  background: transparent;
  cursor: pointer;
  padding: 0;
  transition: background 0.2s ease, border-color 0.2s ease, transform 0.2s ease;
}

.slider-dot.active,
.slider-dot:hover {
  background: var(--color-accent);
  border-color: var(--color-accent);
  transform: scale(1.25);
}

/* ---------- SECTIONS ---------- */
.section-heading {
  font-size: clamp(1.5rem, 3vw, 2rem);
  font-weight: 700;
  margin-bottom: var(--space-sm);
  text-align: center;
}

.section-sub {
  text-align: center;
  color: var(--color-text-muted);
  max-width: 620px;
  margin: 0 auto var(--space-lg);
}

/* Niche nav — flip cards */
/* Hero → niche-nav gradient bridge */
.hero-section-fade {
  height: 80px;
  background: linear-gradient(to bottom, #060e1c 0%, #0d1b2a 100%);
  margin-top: -1px;
}

.niche-nav {
  padding: var(--space-2xl) 0;
  background: #0d1b2a;
}

.niche-nav .section-heading {
  color: white;
}

.niche-nav .section-sub {
  color: #cbd5e1;
}

.niche-cards {
  display: grid;
  grid-template-columns: 1fr;
  gap: var(--space-md);
}

@media (min-width: 600px) {
  .niche-cards { grid-template-columns: 1fr 1fr; }
}

@media (min-width: 900px) {
  .niche-cards { grid-template-columns: 1fr 1fr 1fr; }
}

/* ── Flip card shell ── */
.flip-card {
  perspective: 1100px;
  height: 300px;
  cursor: pointer;
  -webkit-tap-highlight-color: transparent;
  border-radius: var(--radius-lg);
}

.flip-card-inner {
  --tx: 0deg;
  --ty: 0deg;
  position: relative;
  width: 100%;
  height: 100%;
  transform-style: preserve-3d;
  transform: rotateX(var(--tx)) rotateY(var(--ty));
  transition: transform 0.6s cubic-bezier(0.4, 0, 0.2, 1);
  will-change: transform;
}

.flip-card.is-flipped .flip-card-inner {
  transform: rotateX(var(--tx)) rotateY(calc(180deg + var(--ty)));
}

/* ── Shared face styles ── */
.flip-card-front,
.flip-card-back {
  position: absolute;
  inset: 0;
  border-radius: var(--radius-lg);
  padding: var(--space-lg);
  backface-visibility: hidden;
  -webkit-backface-visibility: hidden;
  display: flex;
  flex-direction: column;
  gap: var(--space-xs);
  overflow: hidden;
}

/* ── Front face ── */
.flip-card-front {
  background: rgba(255, 255, 255, 0.06);
  border: 1px solid rgba(255, 255, 255, 0.1);
  border-top: 3px solid rgba(255, 255, 255, 0.15);
  color: white;
  transition: border-top-color 0.3s ease, box-shadow 0.3s ease;
  backdrop-filter: blur(12px);
  -webkit-backdrop-filter: blur(12px);
}

.flip-card {
  transition: box-shadow 0.3s ease;
}

.flip-card:hover,
.flip-card.is-flipped {
  box-shadow: 0 8px 32px rgba(249, 115, 22, 0.15);
}

.flip-card:hover .flip-card-front,
.flip-card.is-flipped .flip-card-front {
  border-top-color: #f97316;
}

.card-number {
  font-size: 2.4rem;
  font-weight: 700;
  color: rgba(255, 255, 255, 0.2);
  line-height: 1;
  letter-spacing: -0.03em;
  transition: color 0.2s ease;
}

.flip-card:hover .card-number {
  color: rgba(249, 115, 22, 0.35);
}

.card-icon {
  width: 48px;
  height: 48px;
  background: rgba(249, 115, 22, 0.1);
  border-radius: 12px;
  display: flex;
  align-items: center;
  justify-content: center;
  margin-top: 0.1rem;
  flex-shrink: 0;
}

.flip-card-front h3 {
  font-size: 1.15rem;
  font-weight: 700;
  color: white;
  margin-top: 0.15rem;
}

.card-teaser {
  font-size: 0.88rem;
  color: #cbd5e1;
  line-height: 1.55;
  flex: 1;
}

.card-hint {
  font-size: 0.78rem;
  color: var(--color-accent);
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.06em;
  margin-top: auto;
  opacity: 0.8;
}

/* Show correct label based on input capability, not screen size */
.card-hint-tap  { display: none; }
.card-hint-hover { display: inline; }

@media (hover: none) and (pointer: coarse) {
  .card-hint-tap  { display: inline; }
  .card-hint-hover { display: none; }
}

/* ── Back face ── */
.flip-card-back {
  background: var(--color-primary);
  color: white;
  transform: rotateY(180deg);
}

.flip-card--general .flip-card-back {
  background: linear-gradient(135deg, var(--color-primary) 0%, var(--color-primary-light) 100%);
}

.back-label {
  font-size: 0.72rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.1em;
  color: var(--color-accent);
  margin-bottom: 0.1rem;
}

.flip-card-back h3 {
  font-size: 1.05rem;
  font-weight: 700;
  color: white;
  margin-bottom: 0.5rem;
}

.back-list {
  list-style: none;
  padding: 0;
  flex: 1;
  display: flex;
  flex-direction: column;
  gap: 0.35rem;
}

.back-list li {
  font-size: 0.88rem;
  color: rgba(255,255,255,0.88);
  padding-left: 1.1rem;
  position: relative;
  line-height: 1.4;
}

.back-list li::before {
  content: "✓";
  position: absolute;
  left: 0;
  color: var(--color-accent);
  font-weight: 700;
  font-size: 0.8rem;
}

.btn-back-cta {
  display: inline-block;
  margin-top: auto;
  padding: 0.55rem 1rem;
  background: var(--color-accent);
  color: white;
  text-decoration: none;
  border-radius: var(--radius);
  font-size: 0.88rem;
  font-weight: 700;
  transition: background 0.15s ease;
  align-self: flex-start;
}

.btn-back-cta:hover {
  background: var(--color-accent-dark);
  color: white;
}

/* Differentiator section */
.differentiator {
  padding: var(--space-2xl) 0;
  background: #112240;
}

.diff-header {
  max-width: 620px;
  margin: 0 auto var(--space-xl);
  text-align: center;
}

.diff-header h2 {
  font-size: clamp(1.6rem, 3vw, 2.2rem);
  font-weight: 700;
  margin-bottom: var(--space-sm);
  color: white;
}

.diff-lead {
  font-size: 1.05rem;
  color: #cbd5e1;
  line-height: 1.7;
}

.diff-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: var(--space-md);
  margin-bottom: var(--space-xl);
}

@media (min-width: 600px) {
  .diff-grid { grid-template-columns: 1fr 1fr; }
}

.diff-item {
  background: rgba(255, 255, 255, 0.05);
  border: 1px solid rgba(255, 255, 255, 0.1);
  border-radius: var(--radius-lg);
  padding: var(--space-lg);
  display: flex;
  flex-direction: column;
  gap: var(--space-xs);
}

.diff-item-icon {
  width: 48px;
  height: 48px;
  background: rgba(249, 115, 22, 0.1);
  border-radius: 12px;
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 16px;
  flex-shrink: 0;
}

.diff-item h3 {
  font-size: 1rem;
  font-weight: 700;
  color: white;
}

.diff-item p {
  font-size: 0.92rem;
  color: #cbd5e1;
  line-height: 1.6;
}

.diff-cta {
  text-align: center;
}

.differentiator .btn-outline {
  color: white;
  border-color: rgba(255, 255, 255, 0.4);
}
.differentiator .btn-outline:hover {
  background: rgba(255, 255, 255, 0.1);
  border-color: white;
}

/* Keep old diff-content/diff-list for niche pages that may use them */
.diff-content {
  max-width: 700px;
  margin: 0 auto;
}

.diff-content h2 {
  font-size: clamp(1.5rem, 3vw, 2rem);
  font-weight: 700;
  margin-bottom: var(--space-sm);
}

.diff-list {
  display: flex;
  flex-direction: column;
  gap: var(--space-sm);
  margin-bottom: var(--space-lg);
}

.diff-list li {
  padding-left: 1.5rem;
  position: relative;
}

.diff-list li::before {
  content: "✓";
  position: absolute;
  left: 0;
  color: var(--color-accent);
  font-weight: 700;
}

/* Carrier promise */
.carrier-promise {
  background: var(--color-primary);
  padding: var(--space-xl) 0;
  text-align: center;
  color: white;
}

.carrier-promise h2 {
  font-size: clamp(1.4rem, 2.5vw, 1.8rem);
  font-weight: 700;
  margin-bottom: var(--space-sm);
  color: white;
}

.carrier-promise p {
  max-width: 580px;
  margin: 0 auto var(--space-lg);
  color: rgba(255,255,255,0.75);
}

.carrier-promise .btn-outline {
  color: #ffffff;
  border: 1px solid rgba(249, 115, 22, 0.6);
  transition: all 0.25s ease;
}

.carrier-promise .btn-outline:hover {
  border-color: rgba(249, 115, 22, 1);
  background: rgba(249, 115, 22, 0.1);
  color: #ffffff;
}

/* ---------- GLASS QUOTE CARD ---------- */
.glass-quote-section {
  position: relative;
  padding: var(--space-2xl) 0;
  background: var(--color-primary-dark);
  overflow: hidden;
}

/* Ambient glow blobs */
.glass-glow {
  position: absolute;
  width: 700px;
  height: 500px;
  top: 50%;
  left: 50%;
  transform: translate(-50%, -50%);
  background: radial-gradient(ellipse,
    rgba(255, 131, 77, 0.22) 0%,
    rgba(255, 131, 77, 0.07) 50%,
    transparent 72%
  );
  filter: blur(48px);
  pointer-events: none;
  border-radius: 50%;
}

.glass-glow--secondary {
  width: 400px;
  height: 300px;
  top: 20%;
  left: 70%;
  transform: none;
  background: radial-gradient(ellipse,
    rgba(255, 176, 102, 0.15) 0%,
    transparent 65%
  );
  filter: blur(56px);
}

/* Float wrapper — CSS bobbing animation */
.glass-card-float {
  animation: glassFloat 6s ease-in-out infinite;
}

@keyframes glassFloat {
  0%,  100% { transform: translateY(0px); }
  50%        { transform: translateY(-10px); }
}

@media (prefers-reduced-motion: reduce) {
  .glass-card-float { animation: none; }
}

/* The card */
.glass-card {
  --rx: 0deg;
  --ry: 0deg;
  position: relative;
  background: rgba(255, 255, 255, 0.08);
  backdrop-filter: blur(28px);
  -webkit-backdrop-filter: blur(28px);
  border: 1px solid rgba(255, 255, 255, 0.13);
  border-radius: 20px;
  overflow: hidden;
  transform: perspective(1300px) rotateX(var(--rx)) rotateY(var(--ry));
  transition: transform 0.12s ease, box-shadow 0.35s ease;
  box-shadow:
    0 24px 64px rgba(0, 0, 0, 0.38),
    0 0  48px rgba(255, 131, 77, 0.08),
    inset 0 1px 0 rgba(255, 255, 255, 0.14);
  will-change: transform;
}

.glass-card:hover {
  box-shadow:
    0 36px 90px rgba(0, 0, 0, 0.45),
    0 0  72px rgba(255, 131, 77, 0.18),
    inset 0 1px 0 rgba(255, 255, 255, 0.18);
}

/* Top-edge specular sheen */
.glass-card-sheen {
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  height: 1px;
  background: linear-gradient(
    to right,
    transparent 0%,
    rgba(255,255,255,0.4) 30%,
    rgba(255,255,255,0.6) 50%,
    rgba(255,255,255,0.4) 70%,
    transparent 100%
  );
  pointer-events: none;
}

.glass-card-body {
  display: grid;
  grid-template-columns: 1fr;
  gap: var(--space-xl);
  padding: var(--space-xl);
  color: white;
}

@media (min-width: 768px) {
  .glass-card-body { grid-template-columns: 1.1fr 0.9fr; align-items: start; }
}

/* Left copy */
.glass-badge {
  display: inline-block;
  font-size: 0.72rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.1em;
  color: var(--color-accent);
  background: rgba(255, 131, 77, 0.15);
  border: 1px solid rgba(255, 131, 77, 0.3);
  border-radius: 40px;
  padding: 0.25rem 0.8rem;
  margin-bottom: var(--space-sm);
}

.glass-copy h2 {
  font-size: clamp(1.5rem, 2.8vw, 2rem);
  font-weight: 700;
  line-height: 1.25;
  margin-bottom: var(--space-sm);
  color: white;
}

.glass-sub {
  font-size: 0.97rem;
  color: rgba(255, 255, 255, 0.75);
  line-height: 1.7;
  margin-bottom: var(--space-md);
}

.glass-promises {
  list-style: none;
  display: flex;
  flex-direction: column;
  gap: 0.5rem;
}

.glass-promises li {
  font-size: 0.88rem;
  color: rgba(255, 255, 255, 0.8);
  padding-left: 1.3rem;
  position: relative;
  line-height: 1.5;
}

.glass-promises li::before {
  content: "✓";
  position: absolute;
  left: 0;
  color: var(--color-accent);
  font-weight: 700;
}

/* Right contact */
.glass-contact {
  display: flex;
  flex-direction: column;
  gap: var(--space-md);
}

.glass-contact-lead {
  font-size: 0.88rem;
  color: rgba(255, 255, 255, 0.6);
  text-transform: uppercase;
  letter-spacing: 0.07em;
  font-weight: 600;
}

.glass-contact-options {
  display: flex;
  flex-direction: column;
  gap: var(--space-sm);
}

.glass-btn {
  display: flex;
  align-items: center;
  gap: var(--space-sm);
  padding: 0.9rem 1.1rem;
  background: rgba(255, 255, 255, 0.07);
  border: 1px solid rgba(255, 255, 255, 0.12);
  border-radius: var(--radius-lg);
  text-decoration: none;
  color: white;
  transition: all 0.25s ease;
}

.glass-btn:hover {
  background: rgba(249, 115, 22, 0.08);
  border-color: rgba(249, 115, 22, 0.3);
  color: white;
  transform: translateX(4px);
}

.glass-btn--whatsapp:hover {
  background: rgba(249, 115, 22, 0.08);
  border-color: rgba(249, 115, 22, 0.3);
}

.glass-btn-icon {
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  width: 22px;
  height: 22px;
}

.glass-btn-text {
  display: flex;
  flex-direction: column;
  gap: 0.1rem;
}

.glass-btn-text strong {
  font-size: 0.75rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.06em;
  color: rgba(255, 255, 255, 0.6);
}

.glass-btn-text em {
  font-style: normal;
  font-size: 1rem;
  font-weight: 600;
  color: white;
}

.glass-legal {
  font-size: 0.78rem;
  color: rgba(255, 255, 255, 0.35);
  margin-top: auto;
}

.glass-legal a {
  color: rgba(255, 255, 255, 0.45);
  text-decoration: none;
}

.glass-legal a:hover { color: rgba(255, 255, 255, 0.75); }

/* ---------- CONTACT FORM ---------- */
.contact-form {
  background: white;
  border-radius: var(--radius-lg);
  padding: var(--space-lg);
  display: flex;
  flex-direction: column;
  gap: var(--space-sm);
}

.form-group {
  display: flex;
  flex-direction: column;
  gap: 0.35rem;
}

.form-group label {
  font-size: 0.9rem;
  font-weight: 600;
  color: var(--color-text);
}

.form-group input,
.form-group select,
.form-group textarea {
  padding: 0.75rem;
  border: 1.5px solid var(--color-border);
  border-radius: var(--radius);
  font-size: 1rem;
  font-family: var(--font-sans);
  color: var(--color-text);
  background: white;
  transition: border-color 0.15s ease;
  width: 100%;
}

.form-group input:focus,
.form-group select:focus,
.form-group textarea:focus {
  outline: none;
  border-color: var(--color-primary);
  box-shadow: 0 0 0 3px rgba(42,95,143,0.15);
}

/* ---------- CONTACT CTA (replaces form while Formspree is not configured) ---------- */
.contact-cta {
  background: white;
  border-radius: var(--radius-lg);
  padding: var(--space-lg);
  display: flex;
  flex-direction: column;
  gap: var(--space-md);
}

.contact-cta-lead {
  font-size: 1rem;
  color: var(--color-text-muted);
  margin: 0;
}

.contact-cta-options {
  display: flex;
  flex-direction: column;
  gap: var(--space-sm);
}

.contact-cta-btn {
  display: flex;
  align-items: center;
  gap: var(--space-sm);
  padding: var(--space-sm) var(--space-md);
  background: var(--color-surface);
  border: 1.5px solid var(--color-border);
  border-radius: var(--radius);
  text-decoration: none;
  color: var(--color-text);
  transition: border-color 0.15s ease, box-shadow 0.15s ease;
}

.contact-cta-btn:hover {
  border-color: var(--color-primary-light);
  box-shadow: 0 2px 8px rgba(0,0,0,0.08);
  color: var(--color-text);
}

.contact-cta-icon {
  font-size: 1.6rem;
  line-height: 1;
  flex-shrink: 0;
}

.contact-cta-btn span:last-child {
  display: flex;
  flex-direction: column;
  gap: 0.15rem;
}

.contact-cta-btn strong {
  font-size: 0.85rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.05em;
  color: var(--color-text-muted);
}

.contact-cta-btn em {
  font-style: normal;
  font-size: 1.05rem;
  font-weight: 600;
  color: var(--color-primary);
}

.contact-cta-promise {
  font-size: 0.82rem;
  color: rgba(255,255,255,0.6);
  margin: 0;
  text-align: center;
}

/* ---------- FORM ERROR ---------- */
.form-error {
  font-size: 0.9rem;
  color: #c0392b;
  background: #fdf2f2;
  border: 1px solid #f5c6c6;
  border-radius: var(--radius);
  padding: 0.6rem 0.9rem;
  margin-top: 0.25rem;
}

.form-disclaimer {
  font-size: 0.8rem;
  color: var(--color-text-light);
  text-align: center;
  line-height: 1.4;
}

/* ---------- WHY PEACH POLICY PAGE ---------- */

/* Section base — dark alternating */
.wp-section {
  padding: 88px 0;
}
.wp-compare  { background: #0a0f1e; }
.wp-promises { background: #0d1b2a; }
.wp-built-for { background: #0a0f1e; }
.wp-verify   { background: #0d1b2a; }

.wp-section h2 {
  color: white;
  font-size: clamp(1.65rem, 3vw, 2.25rem);
  margin-bottom: 1rem;
  line-height: 1.25;
}
.wp-section p { color: #cbd5e1; line-height: 1.72; }

/* ── Comparison table ── */
.wp-compare-table {
  margin-top: 2.75rem;
  border: 1px solid rgba(255, 255, 255, 0.09);
  border-radius: 16px;
  overflow: hidden;
}

/* 2-column header */
.wp-compare-header {
  display: grid;
  grid-template-columns: 1fr 1fr;
  background: rgba(255, 255, 255, 0.04);
  border-bottom: 1px solid rgba(255, 255, 255, 0.1);
}
.wp-compare-col-captive,
.wp-compare-col-broker {
  padding: 1.1rem 1.25rem;
  display: flex;
  flex-direction: column;
  gap: 4px;
}
.wp-compare-col-captive {
  border-right: 1px solid rgba(255, 255, 255, 0.07);
}
.wp-compare-col-broker {
  border-left: 3px solid rgba(249, 115, 22, 0.4);
  background: rgba(249, 115, 22, 0.04);
}
.wp-col-icon {
  display: flex;
  align-items: center;
  margin-bottom: 2px;
}
.wp-col-icon--bad  { color: #ef4444; }
.wp-col-icon--good { color: #f97316; }
.wp-col-label {
  font-size: 0.8rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.07em;
}
.wp-col-captive { color: #64748b; }
.wp-col-broker  { color: #f97316; }
.wp-col-sub {
  font-size: 0.7rem;
  color: #475569;
}

/* Data rows — question label full-width, answers 2-col */
.wp-compare-row {
  border-bottom: 1px solid rgba(255, 255, 255, 0.06);
}
.wp-compare-row:last-child { border-bottom: none; }
.wp-compare-row--alt .wp-row-answers { background: rgba(255, 255, 255, 0.03); }

.wp-row-question {
  padding: 0.55rem 1.25rem;
  font-size: 0.72rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.07em;
  color: #475569;
  background: rgba(255, 255, 255, 0.02);
  border-bottom: 1px solid rgba(255, 255, 255, 0.04);
}

.wp-row-answers {
  display: grid;
  grid-template-columns: 1fr 1fr;
}

.wp-cell-bad,
.wp-cell-good {
  padding: 0.95rem 1.25rem;
  font-size: 0.88rem;
  line-height: 1.55;
  display: flex;
  align-items: flex-start;
  gap: 8px;
}
.wp-cell-bad {
  color: #64748b;
  border-right: 1px solid rgba(255, 255, 255, 0.05);
}
.wp-cell-good {
  color: #cbd5e1;
  border-left: 3px solid rgba(249, 115, 22, 0.25);
  background: rgba(249, 115, 22, 0.03);
}
.wp-cell-bad  svg { flex-shrink: 0; margin-top: 2px; }
.wp-cell-good svg { flex-shrink: 0; margin-top: 2px; }

/* ── 4 Promises grid ── */
.wp-promises-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 1.5rem;
  margin-top: 2.75rem;
}
.wp-promise-card {
  background: rgba(255, 255, 255, 0.05);
  border: 1px solid rgba(255, 255, 255, 0.1);
  border-radius: 16px;
  padding: 2rem 1.75rem;
  backdrop-filter: blur(12px);
  -webkit-backdrop-filter: blur(12px);
  position: relative;
  overflow: hidden;
}
.wp-promise-num {
  position: absolute;
  top: 1.25rem;
  right: 1.5rem;
  font-size: 2.5rem;
  font-weight: 900;
  color: rgba(249, 115, 22, 0.08);
  line-height: 1;
  user-select: none;
}
.wp-promise-icon {
  width: 44px;
  height: 44px;
  background: rgba(249, 115, 22, 0.1);
  border-radius: 11px;
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 1rem;
}
.wp-promise-card h3 {
  color: white;
  font-size: 1rem;
  font-weight: 700;
  margin-bottom: 0.65rem;
  line-height: 1.35;
}
.wp-promise-card p {
  font-size: 0.9rem;
  color: #94a3b8;
  line-height: 1.65;
  margin: 0;
}
.wp-promise-card a {
  color: #f97316;
  text-decoration: underline;
  text-underline-offset: 2px;
}

/* ── Built for grid ── */
.wp-built-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1.5rem;
  margin-top: 2.75rem;
}
.wp-built-card {
  background: rgba(255, 255, 255, 0.05);
  border: 1px solid rgba(255, 255, 255, 0.09);
  border-radius: 16px;
  padding: 2rem 1.75rem;
}
.wp-built-icon {
  width: 48px;
  height: 48px;
  background: rgba(249, 115, 22, 0.1);
  border-radius: 12px;
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 1.1rem;
}
.wp-built-card h3 {
  color: white;
  font-size: 1rem;
  font-weight: 700;
  margin-bottom: 0.65rem;
}
.wp-built-card p {
  font-size: 0.9rem;
  color: #94a3b8;
  line-height: 1.65;
  margin: 0 0 1rem;
}
.wp-built-link {
  font-size: 0.82rem;
  font-weight: 600;
  color: #f97316;
  text-decoration: none;
  display: inline-flex;
  align-items: center;
  gap: 4px;
  transition: gap 0.2s ease;
}
.wp-built-link:hover { gap: 8px; }

/* ── Verification strip ── */
.wp-verify-inner {
  display: grid;
  grid-template-columns: 1fr auto;
  gap: 60px;
  align-items: center;
}
.wp-verify-text h2 { margin-bottom: 0.75rem; }
.wp-verify-text p  { font-size: 0.95rem; max-width: 560px; }
.wp-verify-facts {
  display: flex;
  flex-direction: column;
  gap: 1rem;
  align-items: flex-end;
}
.wp-verify-item {
  display: flex;
  flex-direction: column;
  align-items: flex-end;
  gap: 1px;
}
.wp-verify-label {
  font-size: 0.68rem;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  color: #64748b;
  font-weight: 700;
}
.wp-verify-value {
  font-size: 1rem;
  font-weight: 700;
  color: white;
}
.wp-verify-cta { margin-top: 0.5rem; }

/* cr-verify-link-card (carrier ratings page) */
.cr-verify-link-card {
  margin-top: 1.5rem;
  background: rgba(255, 255, 255, 0.04);
  border: 1px solid rgba(255, 255, 255, 0.08);
  border-radius: 12px;
  padding: 1.25rem 1.5rem;
}
.cr-verify-link-card p {
  font-size: 0.85rem;
  color: #64748b;
  margin-bottom: 0.85rem;
}

/* ── Responsive ── */
@media (max-width: 1024px) {
  .wp-built-grid { grid-template-columns: 1fr 1fr; }
}
@media (max-width: 900px) {
  .wp-verify-inner { grid-template-columns: 1fr; gap: 2rem; }
  .wp-verify-facts  { align-items: flex-start; }
  .wp-verify-item   { align-items: flex-start; }
}
@media (max-width: 767px) {
  .wp-section { padding: 60px 0; }
  .wp-promises-grid { grid-template-columns: 1fr; }
  .wp-built-grid    { grid-template-columns: 1fr; }

  /* Stack comparison table to single column on mobile */
  .wp-compare-header { grid-template-columns: 1fr; }
  .wp-compare-col-captive { border-right: none; border-bottom: 1px solid rgba(255,255,255,0.07); }
  .wp-compare-col-broker  { border-left: none; border-top: 3px solid rgba(249,115,22,0.4); }
  .wp-row-answers { grid-template-columns: 1fr; }
  .wp-cell-bad    { border-right: none; border-bottom: 1px solid rgba(255,255,255,0.05); }
  .wp-cell-good   { border-left: none; border-top: 3px solid rgba(249,115,22,0.25); }
}

/* ---------- CARRIER RATINGS PAGE ---------- */

/* Hero badge */
.cr-hero-standard {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  margin-top: 2rem;
  padding: 10px 18px;
  background: rgba(249, 115, 22, 0.1);
  border: 1px solid rgba(249, 115, 22, 0.35);
  border-radius: 40px;
  font-size: 0.82rem;
  font-weight: 600;
  color: rgba(255, 255, 255, 0.9);
  letter-spacing: 0.02em;
}

/* Section base */
.cr-section {
  padding: 88px 0;
}
.cr-what   { background: #0a0f1e; }
.cr-scale  { background: #0d1b2a; }
.cr-matters { background: #0a0f1e; }
.cr-process { background: #0d1b2a; }

.cr-section h2 {
  color: white;
  font-size: clamp(1.65rem, 3vw, 2.25rem);
  margin-bottom: 1rem;
  line-height: 1.25;
}
.cr-section p { color: #cbd5e1; line-height: 1.72; }

/* ── What is AM Best ── */
.cr-two-col {
  display: grid;
  grid-template-columns: 1fr 360px;
  gap: 72px;
  align-items: start;
}
.cr-col-text h2 { margin-bottom: 1.5rem; }
.cr-col-text p  { margin-bottom: 1.1rem; }
.cr-col-text p:last-child { margin-bottom: 0; }

/* Shield card */
.cr-shield-card {
  background: rgba(255, 255, 255, 0.04);
  border: 1px solid rgba(255, 255, 255, 0.09);
  border-radius: 20px;
  padding: 2.25rem 2rem;
  text-align: center;
  backdrop-filter: blur(12px);
  -webkit-backdrop-filter: blur(12px);
}
.cr-shield-icon { margin-bottom: 1rem; }
.cr-shield-icon svg { width: 110px; height: auto; }
.cr-shield-label {
  font-size: 0.72rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.1em;
  color: #f97316;
  margin-bottom: 0.75rem;
}
.cr-shield-note {
  font-size: 0.87rem;
  color: #94a3b8;
  line-height: 1.6;
  margin-bottom: 1.5rem;
}
.cr-shield-stats {
  display: flex;
  gap: 1rem;
  border-top: 1px solid rgba(255, 255, 255, 0.08);
  padding-top: 1.25rem;
  justify-content: center;
}
.cr-shield-stat { display: flex; flex-direction: column; gap: 2px; align-items: center; }
.cr-shield-stat-num  { font-size: 1.3rem; font-weight: 800; color: white; }
.cr-shield-stat-label { font-size: 0.7rem; color: #64748b; text-align: center; }

/* ── Rating cards ── */
.cr-cards {
  display: flex;
  flex-direction: column;
  gap: 12px;
  margin-top: 2.75rem;
}
.cr-card {
  display: flex;
  align-items: stretch;
  background: rgba(255, 255, 255, 0.05);
  border: 1px solid rgba(255, 255, 255, 0.09);
  border-radius: 16px;
  overflow: hidden;
  transition: transform 0.22s ease, box-shadow 0.22s ease;
  cursor: default;
}
@media (prefers-reduced-motion: no-preference) {
  .cr-card:hover {
    transform: translateY(-4px);
    box-shadow: 0 12px 32px rgba(249, 115, 22, 0.15);
  }
}
.cr-card:focus-visible {
  outline: 2px solid #f97316;
  outline-offset: 2px;
}

/* Left accent bar */
.cr-card-left-bar {
  width: 5px;
  flex-shrink: 0;
  border-radius: 0;
}
.cr-card--superior  .cr-card-left-bar { background: #22c55e; }
.cr-card--excellent .cr-card-left-bar { background: #4ade80; }
.cr-card--minimum   .cr-card-left-bar { background: #f97316; }
.cr-card--good      .cr-card-left-bar { background: #facc15; }
.cr-card--fair      .cr-card-left-bar { background: #eab308; }
.cr-card--marginal  .cr-card-left-bar { background: #f87171; }
.cr-card--weak      .cr-card-left-bar { background: #ef4444; }
.cr-card--critical  .cr-card-left-bar { background: #991b1b; }

/* Minimum tier highlight */
.cr-card--minimum {
  background: rgba(249, 115, 22, 0.07);
  border-color: rgba(249, 115, 22, 0.2);
}

/* Grade badges */
.cr-card-grades {
  display: flex;
  flex-direction: column;
  gap: 5px;
  align-items: flex-start;
  justify-content: center;
  padding: 1.25rem 1.1rem 1.25rem 1.4rem;
  min-width: 88px;
  flex-shrink: 0;
}
.cr-grade {
  display: inline-block;
  padding: 3px 10px;
  border-radius: 7px;
  font-size: 0.85rem;
  font-weight: 800;
  letter-spacing: 0.02em;
  white-space: nowrap;
}
.cr-grade--superior  { background: rgba(34,197,94,0.15);  color: #4ade80; }
.cr-grade--excellent { background: rgba(249,115,22,0.18); color: #fb923c; }
.cr-grade--good      { background: rgba(234,179,8,0.18);  color: #facc15; }
.cr-grade--fair      { background: rgba(234,179,8,0.12);  color: #d97706; }
.cr-grade--marginal  { background: rgba(239,68,68,0.14);  color: #f87171; }
.cr-grade--weak      { background: rgba(239,68,68,0.2);   color: #ef4444; }
.cr-grade--critical  { background: rgba(127,29,29,0.45);  color: #fca5a5; }

/* Card body */
.cr-card-body {
  flex: 1;
  padding: 1.25rem 1.5rem 1.25rem 0.25rem;
  display: flex;
  flex-direction: column;
  gap: 0.5rem;
  justify-content: center;
}
.cr-card-meta {
  display: flex;
  align-items: center;
  flex-wrap: wrap;
  gap: 0.6rem;
}
.cr-card-tier {
  font-size: 0.82rem;
  font-weight: 700;
  color: rgba(255, 255, 255, 0.55);
  text-transform: uppercase;
  letter-spacing: 0.07em;
}
.cr-card-desc {
  font-size: 0.9rem;
  color: #94a3b8;
  line-height: 1.58;
  margin: 0;
}
.cr-card-desc strong { color: #cbd5e1; }

/* Status pills */
.cr-approved-pill,
.cr-declined-pill {
  display: inline-flex;
  align-items: center;
  gap: 5px;
  padding: 3px 10px;
  border-radius: 20px;
  font-size: 0.7rem;
  font-weight: 700;
  letter-spacing: 0.04em;
  text-transform: uppercase;
  white-space: nowrap;
}
.cr-approved-pill {
  background: rgba(34,197,94,0.14);
  color: #4ade80;
  border: 1px solid rgba(34,197,94,0.28);
}
.cr-minimum-pill {
  background: rgba(249,115,22,0.14);
  color: #fb923c;
  border: 1px solid rgba(249,115,22,0.28);
}
.cr-declined-pill {
  background: rgba(100,116,139,0.15);
  color: #94a3b8;
  border: 1px solid rgba(100,116,139,0.2);
}
.cr-warning-pill {
  background: rgba(239,68,68,0.12);
  color: #f87171;
  border: 1px solid rgba(239,68,68,0.22);
}
.cr-critical-pill {
  background: rgba(127,29,29,0.35);
  color: #fca5a5;
  border: 1px solid rgba(239,68,68,0.3);
}

/* ── Stat cards (Why it matters) ── */
.cr-stat-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1.5rem;
  margin-top: 2.75rem;
}
.cr-stat-card {
  background: rgba(255, 255, 255, 0.05);
  border: 1px solid rgba(255, 255, 255, 0.1);
  border-radius: 16px;
  padding: 2rem 1.75rem;
  backdrop-filter: blur(12px);
  -webkit-backdrop-filter: blur(12px);
}
.cr-stat-icon {
  width: 48px;
  height: 48px;
  background: rgba(249, 115, 22, 0.1);
  border-radius: 12px;
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 1.1rem;
}
.cr-stat-num {
  font-size: clamp(2rem, 4vw, 2.75rem);
  font-weight: 800;
  color: #f97316;
  line-height: 1;
  margin-bottom: 0.4rem;
}
.cr-stat-label {
  font-size: 0.82rem;
  font-weight: 700;
  color: white;
  text-transform: uppercase;
  letter-spacing: 0.06em;
  margin-bottom: 0.9rem;
}
.cr-stat-desc {
  font-size: 0.88rem;
  color: #94a3b8;
  line-height: 1.62;
  margin: 0;
}

/* ── Process / icon list ── */
.cr-process-inner {
  display: grid;
  grid-template-columns: 1fr 360px;
  gap: 72px;
  align-items: start;
}
.cr-process-text > p { margin-bottom: 1.75rem; }

.cr-icon-list {
  list-style: none;
  padding: 0;
  margin: 0;
  display: flex;
  flex-direction: column;
  gap: 0;
}
.cr-icon-list-item {
  display: flex;
  align-items: flex-start;
  gap: 1rem;
  padding: 1.1rem 0;
  border-bottom: 1px solid rgba(255, 255, 255, 0.07);
}
.cr-icon-list-item:last-child { border-bottom: none; }
.cr-icon-wrap {
  width: 40px;
  height: 40px;
  background: rgba(249, 115, 22, 0.1);
  border-radius: 10px;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  margin-top: 1px;
}
.cr-icon-list-item div { display: flex; flex-direction: column; gap: 0.25rem; }
.cr-icon-list-item strong { color: white; font-size: 0.95rem; }
.cr-icon-list-item p { font-size: 0.88rem; color: #94a3b8; line-height: 1.58; margin: 0; }
.cr-icon-list-item a { color: #f97316; text-decoration: underline; text-underline-offset: 2px; }

/* Pull quote */
.cr-pullquote {
  margin: 0;
  background: rgba(249, 115, 22, 0.06);
  border: 1px solid rgba(249, 115, 22, 0.18);
  border-left: 4px solid #f97316;
  border-radius: 16px;
  padding: 2rem 1.75rem;
}
.cr-pullquote p {
  font-size: 1.05rem;
  font-style: italic;
  color: #e2e8f0;
  line-height: 1.72;
  margin-bottom: 1.25rem;
}
.cr-pullquote footer {
  font-size: 0.82rem;
  color: #64748b;
  line-height: 1.55;
}
.cr-pullquote footer strong { color: #94a3b8; display: block; }
.cr-pullquote-cred { font-size: 0.75rem; }

/* ── Responsive ── */
@media (max-width: 1024px) {
  .cr-stat-grid { grid-template-columns: 1fr 1fr; }
}
@media (max-width: 960px) {
  .cr-two-col,
  .cr-process-inner { grid-template-columns: 1fr; gap: 2.5rem; }
  .cr-shield-card { max-width: 420px; }
}
@media (max-width: 767px) {
  .cr-section { padding: 60px 0; }
  .cr-stat-grid { grid-template-columns: 1fr; }
  .cr-card-body { padding: 1rem 1.25rem 1rem 0.5rem; }
  .cr-card-grades { min-width: 72px; padding: 1rem 0.75rem 1rem 1.1rem; }
}

/* ---------- FOOTER ---------- */
.site-footer {
  background: #060e1c;
  color: #ccc;
  padding: var(--space-xl) 0 var(--space-lg);
}

.footer-cols {
  display: grid;
  grid-template-columns: 1fr;
  gap: var(--space-lg);
  margin-bottom: var(--space-xl);
}

@media (min-width: 600px) {
  .footer-cols { grid-template-columns: 2fr 1fr 1fr; }
}

.footer-brand {
  font-size: 1.3rem;
  font-weight: 700;
  color: white;
  margin-bottom: var(--space-xs);
}

.footer-tagline {
  font-size: 0.9rem;
  color: #aaa;
  margin-bottom: var(--space-sm);
  font-style: italic;
}

.footer-contact a {
  color: #ccc;
  text-decoration: none;
  font-size: 0.95rem;
}
.footer-contact a:hover { color: white; }

.footer-heading {
  font-size: 0.8rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  color: #888;
  margin-bottom: var(--space-sm);
}

.footer-col ul { display: flex; flex-direction: column; gap: 0.4rem; }

.footer-col ul li a {
  color: #ccc;
  text-decoration: none;
  font-size: 0.9rem;
}
.footer-col ul li a:hover { color: white; }

.footer-legal {
  border-top: 1px solid #2a2a2a;
  padding-top: var(--space-lg);
  display: flex;
  flex-direction: column;
  gap: var(--space-xs);
}

.footer-legal p {
  font-size: 0.8rem;
  color: #666;
  line-height: 1.5;
}

.footer-eo { color: #777 !important; }
.footer-copyright { color: #555 !important; }

/* ---------- PAGE CONTENT (single pages) ---------- */
.page-content { padding: var(--space-xl) 0; }

.page-header {
  margin-bottom: var(--space-lg);
  padding-bottom: var(--space-md);
  border-bottom: 1px solid var(--color-border);
}

.page-header h1 {
  font-size: clamp(1.8rem, 4vw, 2.5rem);
  font-weight: 700;
  line-height: 1.2;
}

.page-subtitle {
  font-size: 1.15rem;
  color: var(--color-text-muted);
  margin-top: var(--space-xs);
}

/* Prose styles for content pages */
.prose h2 { font-size: 1.6rem; font-weight: 700; margin: var(--space-lg) 0 var(--space-sm); }
.prose h3 { font-size: 1.25rem; font-weight: 600; margin: var(--space-md) 0 var(--space-xs); }
.prose p { margin-bottom: var(--space-sm); color: var(--color-text-muted); }
.prose ul { list-style: disc; padding-left: 1.5rem; margin-bottom: var(--space-sm); }
.prose ul li { margin-bottom: 0.35rem; color: var(--color-text-muted); }
.prose strong { color: var(--color-text); }
.prose a { color: var(--color-primary); }
.prose table { width: 100%; border-collapse: collapse; margin: var(--space-md) 0; font-size: 0.95rem; }
.prose th { background: var(--color-surface); font-weight: 600; text-align: left; padding: 0.75rem; border: 1px solid var(--color-border); }
.prose td { padding: 0.75rem; border: 1px solid var(--color-border); color: var(--color-text-muted); }
.prose tr:nth-child(even) td { background: var(--color-surface); }

/* ---------- NICHE PAGES ---------- */

/* Niche hero */
.niche-hero {
  background: linear-gradient(135deg, var(--color-primary-dark) 0%, var(--color-primary) 60%, var(--color-primary-light) 100%);
  color: white;
  padding: var(--space-xl) 0;
}

.niche-hero-inner { max-width: 780px; }

.niche-hero h1 {
  font-size: clamp(1.7rem, 3.5vw, 2.5rem);
  font-weight: 700;
  line-height: 1.2;
  margin-bottom: var(--space-md);
}

.niche-hero-sub {
  font-size: 1.1rem;
  line-height: 1.6;
  opacity: 0.92;
  margin-bottom: var(--space-lg);
}

.niche-hero-ctas {
  display: flex;
  flex-direction: column;
  gap: var(--space-sm);
}

@media (min-width: 480px) {
  .niche-hero-ctas { flex-direction: row; flex-wrap: wrap; }
}

/* You're covered when */
.covered-when {
  padding: var(--space-xl) 0;
  background: var(--color-surface);
}

.covered-when h2 {
  font-size: clamp(1.5rem, 3vw, 2rem);
  font-weight: 700;
  text-align: center;
  margin-bottom: var(--space-sm);
}

.scenario-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: var(--space-md);
}

@media (min-width: 600px) {
  .scenario-grid { grid-template-columns: 1fr 1fr; }
}

@media (min-width: 900px) {
  .scenario-grid { grid-template-columns: 1fr 1fr 1fr; }
}

.scenario-card {
  background: white;
  border: 1px solid var(--color-border);
  border-radius: var(--radius-lg);
  padding: var(--space-md);
  display: flex;
  flex-direction: column;
  gap: var(--space-xs);
}

.scenario-icon { font-size: 2rem; }

.scenario-situation {
  font-weight: 600;
  color: var(--color-text);
  font-size: 0.95rem;
}

.scenario-coverage {
  font-size: 0.9rem;
  color: var(--color-text-muted);
  line-height: 1.5;
}

/* Coverage types */
.coverage-types {
  padding: var(--space-xl) 0;
}

.coverage-types h2 {
  font-size: clamp(1.5rem, 3vw, 2rem);
  font-weight: 700;
  text-align: center;
  margin-bottom: var(--space-sm);
}

.coverage-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: var(--space-md);
}

@media (min-width: 768px) {
  .coverage-grid { grid-template-columns: 1fr 1fr; }
}

.coverage-card {
  border: 1px solid var(--color-border);
  border-radius: var(--radius-lg);
  padding: var(--space-md);
  position: relative;
}

.coverage-card--required {
  border-color: var(--color-primary-light);
  background: rgba(42,95,143,0.03);
}

.coverage-badge {
  display: inline-block;
  background: var(--color-primary);
  color: white;
  font-size: 0.7rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.06em;
  padding: 0.2rem 0.5rem;
  border-radius: 3px;
  margin-bottom: var(--space-xs);
}

.coverage-card h3 {
  font-size: 1.1rem;
  font-weight: 700;
  color: var(--color-primary);
  margin-bottom: var(--space-xs);
}

.coverage-card p {
  font-size: 0.9rem;
  color: var(--color-text-muted);
  line-height: 1.55;
  margin-bottom: var(--space-xs);
}

.coverage-example {
  font-size: 0.85rem !important;
  color: var(--color-text-light) !important;
  border-left: 3px solid var(--color-border);
  padding-left: var(--space-xs);
  margin-top: var(--space-xs) !important;
}

/* Must-know callout */
.must-know {
  background: var(--color-accent);
  color: white;
  padding: var(--space-xl) 0;
}

.must-know-inner {
  max-width: 680px;
  margin: 0 auto;
  text-align: center;
}

.must-know-label {
  display: inline-block;
  background: rgba(255,255,255,0.25);
  font-size: 0.8rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  padding: 0.3rem 0.75rem;
  border-radius: 3px;
  margin-bottom: var(--space-sm);
}

.must-know h2 {
  font-size: clamp(1.4rem, 3vw, 2rem);
  font-weight: 700;
  margin-bottom: var(--space-xs);
}

.must-know-coverage-name {
  font-size: 1.25rem;
  font-weight: 700;
  margin-bottom: var(--space-md);
  opacity: 0.9;
}

.must-know-explanation {
  font-size: 1rem;
  line-height: 1.65;
  opacity: 0.92;
  margin-bottom: var(--space-sm);
}

.must-know-stat {
  font-size: 0.9rem;
  opacity: 0.8;
  font-style: italic;
}

/* Niche body (markdown content) */
.niche-body {
  padding: var(--space-xl) 0;
  background: var(--color-surface);
}

/* Compliance corner */
.compliance-corner {
  padding: var(--space-xl) 0;
  background: #1a2e45;
  color: white;
}

.compliance-corner h2 {
  font-size: clamp(1.4rem, 2.5vw, 1.9rem);
  font-weight: 700;
  text-align: center;
  margin-bottom: var(--space-sm);
}

.compliance-corner .section-sub {
  color: rgba(255,255,255,0.75);
}

.compliance-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: var(--space-md);
  margin-bottom: var(--space-lg);
}

@media (min-width: 768px) {
  .compliance-grid { grid-template-columns: 1fr 1fr; }
}

.compliance-item {
  background: rgba(255,255,255,0.06);
  border: 1px solid rgba(255,255,255,0.1);
  border-radius: var(--radius-lg);
  padding: var(--space-md);
}

.compliance-item h3 {
  font-size: 1rem;
  font-weight: 700;
  color: var(--color-accent);
  margin-bottom: var(--space-xs);
}

.compliance-item p {
  font-size: 0.9rem;
  color: rgba(255,255,255,0.8);
  line-height: 1.55;
}

.compliance-disclaimer {
  text-align: center;
  font-size: 0.8rem;
  color: rgba(255,255,255,0.5);
  max-width: 580px;
  margin: 0 auto;
}

/* Quote promise list */
.quote-promise-list {
  display: flex;
  flex-direction: column;
  gap: var(--space-xs);
  margin-top: var(--space-md);
}

.quote-promise-list li {
  color: rgba(255,255,255,0.85);
  font-size: 0.95rem;
  padding-left: 1.5rem;
  position: relative;
}

.quote-promise-list li::before {
  content: "✓";
  position: absolute;
  left: 0;
  color: var(--color-accent);
  font-weight: 700;
}

/* ---------- GSAP ANIMATION SETUP ---------- */

/* Perspective context for 3D scroll animations */
@media (prefers-reduced-motion: no-preference) {
  .differentiator,
  .niche-nav,
  .glass-quote-section {
    perspective: 1200px;
    perspective-origin: center 40%;
  }

  /* GPU layer hints for every animated element */
  .diff-item,
  .flip-card,
  .flip-card-inner,
  .trust-stat,
  .stat-num,
  .carrier-promise,
  .glass-card,
  .glass-card-float,
  .glass-btn,
  .btn,
  .section-heading,
  .diff-lead,
  .diff-header h2 {
    will-change: transform;
  }
}

/* ---------- REDUCED MOTION — kill all 3D & animation ---------- */
@media (prefers-reduced-motion: reduce) {
  /* Stop all CSS animations and transitions globally */
  *,
  *::before,
  *::after {
    animation-duration: 0.01ms !important;
    animation-iteration-count: 1 !important;
    transition-duration: 0.01ms !important;
    scroll-behavior: auto !important;
  }

  /* Glass card: remove perspective tilt and float */
  .glass-card {
    transform: none !important;
    transition: box-shadow 0.2s ease !important;
  }
  .glass-card-float {
    animation: none !important;
    transform: none !important;
  }

  /* Flip cards: instant flip, no tilt */
  .flip-card-inner {
    transition: none !important;
    transform: none !important;
  }
  .flip-card.is-flipped .flip-card-inner {
    transform: rotateY(180deg) !important;
  }

  /* Three.js canvas: hide and show fallback */
  #heroCanvas { display: none !important; }
  .hero-fallback { display: block !important; }
  .hero-overlay { display: none !important; }

  /* Remove GPU hints when not animating */
  .diff-item,
  .flip-card,
  .trust-stat,
  .carrier-promise,
  .glass-card,
  .glass-card-float {
    will-change: auto !important;
  }
}

/* ---------- UTILITIES ---------- */
.text-center { text-align: center; }
.mt-lg { margin-top: var(--space-lg); }

/* ═══════════════════════════════════════════════════════════════════
   TRUCKING PAGE  (tc- prefix)
   ═══════════════════════════════════════════════════════════════════ */

/* Shared section wrapper */
.tc-section {
  padding: 5rem 0;
}

.tc-section h2 {
  font-size: clamp(1.6rem, 3.5vw, 2.4rem);
  font-weight: 700;
  color: #fff;
  text-align: center;
  margin-bottom: 0.75rem;
}

/* ── Scenarios ────────────────────────────────────────────── */
.tc-covered {
  background: #0d1b2a;
}

.tc-scenario-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 1.25rem;
  margin-top: 2.5rem;
}

@media (min-width: 640px) {
  .tc-scenario-grid { grid-template-columns: 1fr 1fr; }
}

@media (min-width: 1024px) {
  .tc-scenario-grid { grid-template-columns: repeat(3, 1fr); }
}

.tc-scenario-card {
  background: rgba(255,255,255,0.04);
  border: 1px solid rgba(255,255,255,0.09);
  border-radius: 14px;
  padding: 1.5rem;
  display: flex;
  gap: 1rem;
  align-items: flex-start;
  transition: border-color 0.25s ease, background 0.25s ease;
}

.tc-scenario-card:hover {
  border-color: rgba(249,115,22,0.35);
  background: rgba(249,115,22,0.04);
}

.tc-scenario-icon {
  flex-shrink: 0;
  width: 42px;
  height: 42px;
  border-radius: 10px;
  background: rgba(249,115,22,0.1);
  display: flex;
  align-items: center;
  justify-content: center;
}

.tc-scenario-body { flex: 1; }

.tc-scenario-situation {
  font-weight: 600;
  color: #f1f5f9;
  font-size: 0.95rem;
  margin-bottom: 0.5rem;
  line-height: 1.45;
}

.tc-scenario-coverage {
  font-size: 0.88rem;
  color: #94a3b8;
  line-height: 1.6;
}

/* ── Accordion (Coverage Types) ───────────────────────────── */
.tc-coverages {
  background: #112240;
}

.tc-accordion {
  max-width: 780px;
  margin: 2.5rem auto 0;
  display: flex;
  flex-direction: column;
  gap: 0.625rem;
}

.tc-accordion-item {
  background: rgba(255,255,255,0.04);
  border: 1px solid rgba(255,255,255,0.09);
  border-radius: 12px;
  overflow: hidden;
  transition: border-color 0.25s ease;
}

.tc-accordion-item--required {
  border-color: rgba(249,115,22,0.25);
}

.tc-accordion-item.is-open {
  border-color: rgba(249,115,22,0.45);
}

.tc-accordion-header {
  width: 100%;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1rem;
  padding: 1.1rem 1.25rem;
  background: transparent;
  border: none;
  cursor: pointer;
  color: #f1f5f9;
  text-align: left;
}

.tc-accordion-header:hover {
  background: rgba(255,255,255,0.03);
}

.tc-accordion-title {
  font-size: 1rem;
  font-weight: 600;
  display: flex;
  align-items: center;
  gap: 0.625rem;
  flex-wrap: wrap;
}

.tc-accordion-chevron {
  flex-shrink: 0;
  color: #94a3b8;
  transition: transform 0.3s ease;
}

.tc-accordion-item.is-open .tc-accordion-chevron {
  transform: rotate(180deg);
}

.tc-accordion-body {
  max-height: 0;
  overflow: hidden;
  transition: max-height 0.35s ease;
}

.tc-accordion-body-inner {
  padding: 0 1.25rem 1.25rem;
  border-top: 1px solid rgba(255,255,255,0.07);
}

.tc-accordion-body p {
  font-size: 0.92rem;
  color: #94a3b8;
  line-height: 1.65;
  margin-top: 0.875rem;
}

.tc-example {
  color: #64748b !important;
  font-size: 0.85rem !important;
  border-left: 2px solid rgba(249,115,22,0.3);
  padding-left: 0.75rem;
  margin-top: 0.75rem !important;
}

/* ── Badges ────────────────────────────────────────────────── */
.tc-badge {
  display: inline-block;
  font-size: 0.68rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.07em;
  padding: 0.2rem 0.55rem;
  border-radius: 4px;
}

.tc-badge--required {
  background: rgba(249,115,22,0.18);
  color: #fb923c;
  border: 1px solid rgba(249,115,22,0.35);
}

.tc-badge--spotlight {
  background: rgba(249,115,22,0.15);
  color: #fb923c;
  border: 1px solid rgba(249,115,22,0.3);
  margin-bottom: 0.75rem;
}

/* ── Bobtail Spotlight ─────────────────────────────────────── */
.tc-spotlight-section {
  background: #0a0f1e;
}

.tc-spotlight {
  max-width: 780px;
  margin: 0 auto;
  background: rgba(255,255,255,0.04);
  border: 1px solid rgba(255,255,255,0.1);
  border-top: 3px solid #f97316;
  border-radius: 16px;
  padding: 2.5rem;
  display: flex;
  gap: 1.75rem;
  align-items: flex-start;
  backdrop-filter: blur(12px);
}

@media (max-width: 600px) {
  .tc-spotlight { flex-direction: column; gap: 1rem; padding: 1.5rem; }
}

.tc-spotlight-icon {
  flex-shrink: 0;
  width: 56px;
  height: 56px;
  border-radius: 50%;
  background: rgba(249,115,22,0.1);
  display: flex;
  align-items: center;
  justify-content: center;
  border: 1px solid rgba(249,115,22,0.25);
}

.tc-spotlight-body h2 {
  font-size: clamp(1.25rem, 2.5vw, 1.75rem);
  font-weight: 700;
  color: #fff;
  text-align: left;
  margin-bottom: 0.375rem;
}

.tc-spotlight-name {
  font-size: 1.05rem;
  font-weight: 600;
  color: #f97316;
  margin-bottom: 0.875rem;
}

.tc-spotlight-body p {
  font-size: 0.95rem;
  color: #94a3b8;
  line-height: 1.65;
  margin-bottom: 0.75rem;
}

.tc-spotlight-stat {
  font-size: 0.88rem !important;
  color: #64748b !important;
  font-style: italic;
  border-left: 2px solid rgba(249,115,22,0.35);
  padding-left: 0.75rem;
}

/* ── Who We Cover ─────────────────────────────────────────── */
.tc-who {
  background: #0d1b2a;
}

.tc-operator-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 1.25rem;
  margin-top: 2.5rem;
}

@media (min-width: 480px) {
  .tc-operator-grid { grid-template-columns: 1fr 1fr; }
}

@media (min-width: 900px) {
  .tc-operator-grid { grid-template-columns: repeat(4, 1fr); }
}

.tc-operator-card {
  background: rgba(255,255,255,0.04);
  border: 1px solid rgba(255,255,255,0.09);
  border-radius: 14px;
  padding: 1.5rem;
  text-align: center;
  transition: border-color 0.25s ease, transform 0.25s ease;
}

.tc-operator-card:hover {
  border-color: rgba(249,115,22,0.35);
  transform: translateY(-3px);
}

.tc-operator-icon {
  width: 48px;
  height: 48px;
  border-radius: 12px;
  background: rgba(249,115,22,0.1);
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 1rem;
}

.tc-operator-card h3 {
  font-size: 1rem;
  font-weight: 700;
  color: #f1f5f9;
  margin-bottom: 0.375rem;
}

.tc-operator-card p {
  font-size: 0.88rem;
  color: #64748b;
  line-height: 1.5;
}

.tc-carriers-callout {
  max-width: 680px;
  margin: 2.5rem auto 0;
  background: rgba(249,115,22,0.06);
  border: 1px solid rgba(249,115,22,0.2);
  border-radius: 12px;
  padding: 1.25rem 1.5rem;
  text-align: center;
}

.tc-carriers-callout p {
  font-size: 0.95rem;
  color: #94a3b8;
  line-height: 1.65;
}

/* ── Carriers Section ─────────────────────────────────────── */
.tc-carriers {
  background: #112240;
}

.tc-carriers-inner {
  display: grid;
  grid-template-columns: 1fr;
  gap: 3rem;
  align-items: center;
}

@media (min-width: 860px) {
  .tc-carriers-inner { grid-template-columns: 1fr 420px; }
}

.tc-carriers-text h2 {
  text-align: left;
  margin-bottom: 1rem;
}

.tc-carriers-text p {
  font-size: 0.95rem;
  color: #94a3b8;
  line-height: 1.7;
  margin-bottom: 0.875rem;
}

/* Carrier compare visual */
.tc-carrier-compare {
  display: flex;
  flex-direction: column;
  gap: 0.625rem;
}

.tc-carrier-card {
  background: rgba(255,255,255,0.05);
  border: 1px solid rgba(255,255,255,0.1);
  border-radius: 12px;
  padding: 1rem 1.25rem;
  display: flex;
  align-items: center;
  gap: 1rem;
  transition: border-color 0.25s ease;
}

.tc-carrier-card:hover {
  border-color: rgba(249,115,22,0.3);
}

.tc-carrier-card--1 { border-left: 3px solid #22c55e; }
.tc-carrier-card--2 { border-left: 3px solid #3b82f6; }
.tc-carrier-card--3 { border-left: 3px solid #f97316; }

.tc-carrier-rating {
  font-size: 1.5rem;
  font-weight: 800;
  min-width: 2.5rem;
}

.tc-carrier-rating--top { color: #22c55e; }
.tc-carrier-rating--mid { color: #3b82f6; }
.tc-carrier-rating--min { color: #f97316; }

.tc-carrier-label {
  flex: 1;
  font-size: 0.9rem;
  font-weight: 600;
  color: #cbd5e1;
}

.tc-carrier-check {
  font-size: 0.8rem;
  color: #22c55e;
  font-weight: 600;
}

.tc-carrier-floor {
  background: rgba(239,68,68,0.08);
  border: 1px solid rgba(239,68,68,0.2);
  border-radius: 10px;
  padding: 0.75rem 1.25rem;
  font-size: 0.85rem;
  color: #f87171;
  display: flex;
  align-items: center;
  gap: 0.5rem;
}

/* ── Compliance ───────────────────────────────────────────── */
.tc-compliance {
  background: #0a0f1e;
}

.tc-compliance-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 1.25rem;
  margin-top: 2.5rem;
}

@media (min-width: 640px) {
  .tc-compliance-grid { grid-template-columns: 1fr 1fr; }
}

.tc-compliance-card {
  background: rgba(255,255,255,0.04);
  border: 1px solid rgba(255,255,255,0.09);
  border-radius: 14px;
  padding: 1.5rem;
  display: flex;
  flex-direction: column;
  gap: 0.625rem;
  transition: border-color 0.25s ease;
}

.tc-compliance-card:hover {
  border-color: rgba(249,115,22,0.3);
}

.tc-compliance-icon {
  width: 40px;
  height: 40px;
  border-radius: 10px;
  background: rgba(249,115,22,0.1);
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}

.tc-compliance-card h3 {
  font-size: 0.95rem;
  font-weight: 700;
  color: #f1f5f9;
}

.tc-compliance-card p {
  font-size: 0.88rem;
  color: #64748b;
  line-height: 1.6;
}

.tc-disclaimer {
  text-align: center;
  font-size: 0.8rem;
  color: #475569;
  max-width: 640px;
  margin: 2rem auto 0;
  line-height: 1.6;
}

/* ═══════════════════════════════════════════════════════════════════
   BUSINESS INSURANCE PAGE  (bi- prefix)
   ═══════════════════════════════════════════════════════════════════ */

.bi-section {
  padding: 5rem 0;
}

.bi-section h2 {
  font-size: clamp(1.6rem, 3.5vw, 2.4rem);
  font-weight: 700;
  color: #fff;
  text-align: center;
  margin-bottom: 0.75rem;
}

/* ── You're Covered When ──────────────────────────────────────── */
.bi-covered {
  background: #0d1b2a;
}

.bi-covered-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 1.25rem;
  margin-top: 2.5rem;
}

@media (min-width: 640px) {
  .bi-covered-grid { grid-template-columns: 1fr 1fr; }
}

.bi-covered-card {
  background: rgba(255,255,255,0.04);
  border: 1px solid rgba(255,255,255,0.09);
  border-left: 3px solid #f97316;
  border-radius: 14px;
  padding: 1.5rem;
  display: flex;
  gap: 1rem;
  align-items: flex-start;
  transition: background 0.25s ease, box-shadow 0.25s ease;
}

.bi-covered-card:hover {
  background: rgba(249,115,22,0.04);
  box-shadow: 0 8px 28px rgba(249,115,22,0.1);
}

@media (min-width: 640px) {
  .bi-covered-card--last {
    grid-column: 1 / -1;
    max-width: 560px;
    justify-self: center;
    width: 100%;
  }
}

.bi-covered-icon {
  flex-shrink: 0;
  width: 44px;
  height: 44px;
  border-radius: 10px;
  background: rgba(249,115,22,0.1);
  display: flex;
  align-items: center;
  justify-content: center;
}

.bi-covered-body { flex: 1; }

.bi-covered-situation {
  font-weight: 600;
  color: #f1f5f9;
  font-size: 0.95rem;
  margin-bottom: 0.5rem;
  line-height: 1.45;
}

.bi-covered-coverage {
  font-size: 0.88rem;
  color: #94a3b8;
  line-height: 1.65;
}

/* ── Coverage Types Accordion ─────────────────────────────────── */
.bi-coverages {
  background: #112240;
}

.bi-accordion {
  max-width: 780px;
  margin: 2.5rem auto 0;
  display: flex;
  flex-direction: column;
  gap: 0.625rem;
}

.bi-accordion-item {
  background: rgba(255,255,255,0.04);
  border: 1px solid rgba(255,255,255,0.09);
  border-radius: 12px;
  overflow: hidden;
  transition: border-color 0.25s ease;
}

.bi-accordion-item.is-open {
  border-color: rgba(249,115,22,0.45);
  border-left: 3px solid #f97316;
}

.bi-accordion-header {
  width: 100%;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1rem;
  padding: 1.1rem 1.25rem;
  background: transparent;
  border: none;
  cursor: pointer;
  color: #f1f5f9;
  text-align: left;
}

.bi-accordion-header:hover {
  background: rgba(255,255,255,0.03);
}

.bi-accordion-title {
  font-size: 1rem;
  font-weight: 600;
  display: flex;
  align-items: center;
  gap: 0.625rem;
  flex-wrap: wrap;
}

.bi-accordion-chevron {
  flex-shrink: 0;
  color: #94a3b8;
  transition: transform 0.3s ease;
}

.bi-accordion-item.is-open .bi-accordion-chevron {
  transform: rotate(180deg);
}

.bi-accordion-body {
  max-height: 0;
  overflow: hidden;
  transition: max-height 0.35s ease;
}

.bi-accordion-body-inner {
  padding: 0 1.25rem 1.25rem;
  border-top: 1px solid rgba(255,255,255,0.07);
}

.bi-accordion-body p {
  font-size: 0.92rem;
  color: #94a3b8;
  line-height: 1.65;
  margin-top: 0.875rem;
}

.bi-example {
  color: #64748b !important;
  font-size: 0.85rem !important;
  border-left: 2px solid rgba(249,115,22,0.3);
  padding-left: 0.75rem;
  margin-top: 0.75rem !important;
}

/* ── Badges ───────────────────────────────────────────────────── */
.bi-badge {
  display: inline-block;
  font-size: 0.68rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.07em;
  padding: 0.2rem 0.55rem;
  border-radius: 4px;
}

.bi-badge--popular {
  background: rgba(249,115,22,0.18);
  color: #fb923c;
  border: 1px solid rgba(249,115,22,0.35);
}

.bi-badge--note {
  background: rgba(249,115,22,0.12);
  color: #fb923c;
  border: 1px solid rgba(249,115,22,0.28);
}

/* ── Industry Cards ───────────────────────────────────────────── */
.bi-industry-section {
  background: #0d1b2a;
}

.bi-industry-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 1.25rem;
  margin-top: 2.5rem;
}

@media (min-width: 640px) {
  .bi-industry-grid { grid-template-columns: 1fr 1fr; }
}

.bi-industry-card {
  background: rgba(255,255,255,0.04);
  border: 1px solid rgba(255,255,255,0.09);
  border-radius: 14px;
  padding: 1.5rem;
  display: flex;
  flex-direction: column;
  gap: 0.875rem;
  transition: border-color 0.25s ease, transform 0.25s ease, box-shadow 0.25s ease;
}

.bi-industry-card:hover {
  border-color: rgba(249,115,22,0.35);
  transform: translateY(-4px);
  box-shadow: 0 12px 32px rgba(249,115,22,0.15);
}

.bi-industry-icon {
  width: 44px;
  height: 44px;
  border-radius: 10px;
  background: rgba(249,115,22,0.1);
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}

.bi-industry-card h3 {
  font-size: 1rem;
  font-weight: 700;
  color: #f1f5f9;
  margin: 0;
}

.bi-industry-checklist {
  list-style: none;
  padding: 0;
  margin: 0;
  display: flex;
  flex-direction: column;
  gap: 0.35rem;
}

.bi-industry-checklist li {
  font-size: 0.88rem;
  color: #cbd5e1;
  padding-left: 1.4rem;
  position: relative;
  line-height: 1.4;
}

.bi-industry-checklist li::before {
  content: "✓";
  position: absolute;
  left: 0;
  color: #f97316;
  font-weight: 700;
  font-size: 0.82rem;
}

.bi-industry-note {
  font-size: 0.85rem;
  color: #64748b;
  line-height: 1.6;
  border-top: 1px solid rgba(255,255,255,0.06);
  padding-top: 0.75rem;
  margin: 0;
}

/* ── Why Independent Broker ───────────────────────────────────── */
.bi-broker-section {
  background: #112240;
}

.bi-broker-inner {
  max-width: 740px;
  margin: 0 auto;
}

.bi-broker-inner h2 {
  text-align: center;
}

.bi-broker-rows {
  margin-top: 2.5rem;
  display: flex;
  flex-direction: column;
  gap: 1.5rem;
}

.bi-broker-row {
  display: flex;
  gap: 1.25rem;
  align-items: flex-start;
}

.bi-broker-row-icon {
  flex-shrink: 0;
  width: 44px;
  height: 44px;
  border-radius: 10px;
  background: rgba(249,115,22,0.1);
  display: flex;
  align-items: center;
  justify-content: center;
  margin-top: 0.15rem;
}

.bi-broker-row-text h3 {
  font-size: 1rem;
  font-weight: 700;
  color: #f1f5f9;
  margin-bottom: 0.35rem;
}

.bi-broker-row-text p {
  font-size: 0.9rem;
  color: #94a3b8;
  line-height: 1.65;
}

.bi-broker-link {
  display: inline-block;
  margin-top: 2rem;
  font-size: 0.95rem;
  font-weight: 600;
  color: #f97316;
  text-decoration: none;
  transition: opacity 0.2s ease;
}

.bi-broker-link:hover { opacity: 0.8; }

/* ── How We Quote (4-step timeline) ──────────────────────────── */
.bi-process-section {
  background: #0d1b2a;
}

.bi-steps {
  display: flex;
  flex-direction: column;
  gap: 2rem;
  margin-top: 2.5rem;
  position: relative;
}

@media (min-width: 860px) {
  .bi-steps {
    flex-direction: row;
    align-items: flex-start;
    gap: 0;
  }
}

.bi-step {
  background: rgba(255,255,255,0.04);
  border: 1px solid rgba(255,255,255,0.09);
  border-radius: 14px;
  padding: 1.75rem 1.5rem;
  flex: 1;
  transition: border-color 0.25s ease;
}

.bi-step:hover {
  border-color: rgba(249,115,22,0.3);
}

.bi-step-number {
  font-size: 2.5rem;
  font-weight: 800;
  color: #f97316;
  opacity: 0.7;
  line-height: 1;
  margin-bottom: 0.875rem;
  font-variant-numeric: tabular-nums;
}

.bi-step-title {
  font-size: 1rem;
  font-weight: 700;
  color: #f1f5f9;
  margin-bottom: 0.5rem;
}

.bi-step-desc {
  font-size: 0.88rem;
  color: #64748b;
  line-height: 1.65;
}

.bi-step-connector {
  display: none;
}

@media (min-width: 860px) {
  .bi-step-connector {
    display: flex;
    align-items: center;
    flex-shrink: 0;
    width: 2.5rem;
    padding-top: 2.5rem;
  }

  .bi-step-connector::after {
    content: '';
    display: block;
    width: 100%;
    height: 2px;
    background: rgba(249,115,22,0.3);
  }
}
.mb-lg { margin-bottom: var(--space-lg); }

/* ═══════════════════════════════════════════════════════════════════
   ABOUT PAGE  (ab- prefix)
   ═══════════════════════════════════════════════════════════════════ */

.ab-section { padding: 5rem 0; }

.ab-section h2 {
  font-size: clamp(1.6rem, 3.5vw, 2.4rem);
  font-weight: 700;
  color: #fff;
  text-align: center;
  margin-bottom: 0.75rem;
}

/* Hero — no CTA buttons, let story breathe */
.ab-hero-inner { max-width: 680px; }

/* ── Origin Story ─────────────────────────────────────────────── */
.ab-origin { background: #0d1b2a; }

.ab-origin-inner {
  max-width: 760px;
  margin: 0 auto;
  position: relative;
}

.ab-origin-inner h2 { text-align: left; margin-bottom: 2rem; }

.ab-quote-mark {
  position: absolute;
  top: -1rem;
  left: -2rem;
  opacity: 1;
  pointer-events: none;
}

@media (max-width: 860px) {
  .ab-quote-mark { display: none; }
}

.ab-origin-text p {
  font-size: 1rem;
  color: #cbd5e1;
  line-height: 1.8;
  margin-bottom: 1.25rem;
}

.ab-origin-text p:last-child { margin-bottom: 0; }

/* ── Founder Card ─────────────────────────────────────────────── */
.ab-founder-section { background: #112240; }

.ab-founder-card {
  max-width: 500px;
  margin: 0 auto;
  background: rgba(255,255,255,0.05);
  border: 1px solid rgba(255,255,255,0.1);
  border-radius: 20px;
  padding: 2.5rem 2rem;
  text-align: center;
  backdrop-filter: blur(12px);
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 0.75rem;
}

.ab-founder-photo-wrap {
  position: relative;
  width: 200px;
  height: 200px;
  margin-bottom: 0.5rem;
}

.ab-founder-glow {
  position: absolute;
  inset: -20px;
  border-radius: 50%;
  background: radial-gradient(circle at center, rgba(249,115,22,0.12) 0%, transparent 70%);
  pointer-events: none;
}

.ab-founder-photo {
  width: 200px;
  height: 200px;
  border-radius: 50%;
  object-fit: cover;
  object-position: center top;
  border: 3px solid #f97316;
  box-shadow: 0 0 40px rgba(249,115,22,0.22);
  display: block;
  position: relative;
  z-index: 1;
}

.ab-founder-name {
  font-size: 1.6rem;
  font-weight: 700;
  color: #fff;
  text-align: center;
  margin: 0;
}

.ab-founder-title {
  font-size: 0.95rem;
  color: #f97316;
  font-weight: 600;
  margin: 0;
}

.ab-founder-creds {
  display: flex;
  align-items: center;
  gap: 0.5rem;
  font-size: 0.82rem;
  color: #64748b;
}

.ab-cred-dot { color: #334155; }

.ab-founder-bio {
  font-size: 0.92rem;
  color: #94a3b8;
  line-height: 1.7;
  margin: 0.5rem 0 0;
  text-align: center;
}

.ab-nipr-link {
  display: inline-flex;
  align-items: center;
  gap: 0.4rem;
  font-size: 0.88rem;
  font-weight: 600;
  color: #f97316;
  text-decoration: none;
  margin-top: 0.25rem;
  transition: opacity 0.2s ease;
}

.ab-nipr-link:hover { opacity: 0.75; }

/* ── Promise List ─────────────────────────────────────────────── */
.ab-promises { background: #0d1b2a; }

.ab-promise-list {
  max-width: 800px;
  margin: 2.5rem auto 0;
  display: flex;
  flex-direction: column;
}

.ab-promise-row {
  display: flex;
  gap: 2rem;
  align-items: flex-start;
  padding: 2rem 0;
  border-bottom: 1px solid rgba(255,255,255,0.06);
}

.ab-promise-row:last-child { border-bottom: none; }

@media (max-width: 560px) {
  .ab-promise-row { gap: 1.25rem; }
}

.ab-promise-num {
  font-size: 2.8rem;
  font-weight: 800;
  color: #f97316;
  opacity: 0.35;
  line-height: 1;
  flex-shrink: 0;
  min-width: 3.5rem;
  font-variant-numeric: tabular-nums;
}

.ab-promise-body h3 {
  font-size: 1rem;
  font-weight: 700;
  color: #f1f5f9;
  margin-bottom: 0.5rem;
  line-height: 1.4;
}

.ab-promise-body p {
  font-size: 0.9rem;
  color: #94a3b8;
  line-height: 1.65;
  margin: 0;
}

.ab-inline-link {
  color: #f97316;
  text-decoration: none;
  font-weight: 600;
}

.ab-inline-link:hover { text-decoration: underline; }

/* ── Credentials Grid ─────────────────────────────────────────── */
.ab-creds-section { background: #112240; }

.ab-creds-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 1.25rem;
  margin-top: 2.5rem;
}

@media (min-width: 560px) {
  .ab-creds-grid { grid-template-columns: 1fr 1fr; }
}

.ab-cred-card {
  background: rgba(255,255,255,0.04);
  border: 1px solid rgba(255,255,255,0.09);
  border-radius: 14px;
  padding: 1.5rem;
  display: flex;
  flex-direction: column;
  gap: 0.5rem;
  transition: border-color 0.25s ease;
}

.ab-cred-card:hover { border-color: rgba(249,115,22,0.3); }

.ab-cred-icon {
  width: 44px;
  height: 44px;
  border-radius: 10px;
  background: rgba(249,115,22,0.1);
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 0.25rem;
}

.ab-cred-card h3 {
  font-size: 0.85rem;
  font-weight: 600;
  color: #94a3b8;
  text-transform: uppercase;
  letter-spacing: 0.06em;
  margin: 0;
}

.ab-cred-value {
  font-size: 1.3rem;
  font-weight: 700;
  color: #f1f5f9;
  margin: 0;
}

.ab-cred-sub {
  font-size: 0.82rem;
  color: #475569;
  line-height: 1.5;
  margin: 0;
}

.ab-verify-link {
  display: inline-block;
  margin-top: 0.5rem;
  font-size: 0.88rem;
  font-weight: 600;
  color: #f97316;
  text-decoration: none;
  transition: opacity 0.2s ease;
}

.ab-verify-link:hover { opacity: 0.75; }

/* ── Why Georgia ──────────────────────────────────────────────── */
.ab-georgia { background: #0d1b2a; }

.ab-georgia-inner {
  display: grid;
  grid-template-columns: 1fr;
  gap: 3rem;
  align-items: center;
}

@media (min-width: 860px) {
  .ab-georgia-inner { grid-template-columns: 1fr 320px; }
}

.ab-georgia-text h2 { text-align: left; }

.ab-georgia-text p {
  font-size: 0.95rem;
  color: #94a3b8;
  line-height: 1.75;
  margin-bottom: 1rem;
}

.ab-georgia-text p:last-child { margin-bottom: 0; }

.ab-georgia-stats {
  display: flex;
  flex-direction: column;
  gap: 0.75rem;
}

.ab-geo-stat {
  background: rgba(255,255,255,0.04);
  border: 1px solid rgba(255,255,255,0.08);
  border-left: 3px solid #f97316;
  border-radius: 10px;
  padding: 0.875rem 1.25rem;
  display: flex;
  flex-direction: column;
  gap: 0.2rem;
}

.ab-geo-highway {
  font-size: 1.5rem;
  font-weight: 800;
  color: #f97316;
  line-height: 1;
}

.ab-geo-label {
  font-size: 0.78rem;
  color: #64748b;
  text-transform: uppercase;
  letter-spacing: 0.05em;
}

.ab-geo-badge {
  background: rgba(255,255,255,0.04);
  border: 1px solid rgba(255,255,255,0.08);
  border-radius: 10px;
  padding: 0.875rem 1.25rem;
  font-size: 0.88rem;
  font-weight: 600;
  color: #cbd5e1;
  display: flex;
  align-items: center;
  gap: 0.625rem;
}

/* ═══════════════════════════════════════════════════════════════════
   GAS STATION PAGE  (gs- prefix)
   ═══════════════════════════════════════════════════════════════════ */

.gs-section { padding: 5rem 0; }

.gs-section h2 {
  font-size: clamp(1.6rem, 3.5vw, 2.4rem);
  font-weight: 700;
  color: #fff;
  text-align: center;
  margin-bottom: 0.75rem;
}

/* ── You're Covered When ──────────────────────────────────────── */
.gs-covered { background: #0d1b2a; }

.gs-covered-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 1.25rem;
  margin-top: 2.5rem;
}

@media (min-width: 640px) {
  .gs-covered-grid { grid-template-columns: 1fr 1fr; }
}

.gs-covered-card {
  background: rgba(255,255,255,0.04);
  border: 1px solid rgba(255,255,255,0.09);
  border-left: 3px solid #f97316;
  border-radius: 14px;
  padding: 1.5rem;
  display: flex;
  gap: 1rem;
  align-items: flex-start;
  transition: background 0.25s ease, box-shadow 0.25s ease;
}

.gs-covered-card:hover {
  background: rgba(249,115,22,0.04);
  box-shadow: 0 8px 28px rgba(249,115,22,0.1);
}

@media (min-width: 640px) {
  .gs-covered-card--last {
    grid-column: 1 / -1;
    max-width: 560px;
    justify-self: center;
    width: 100%;
  }
}

.gs-covered-icon {
  flex-shrink: 0;
  width: 44px;
  height: 44px;
  border-radius: 10px;
  background: rgba(249,115,22,0.1);
  display: flex;
  align-items: center;
  justify-content: center;
}

.gs-covered-body { flex: 1; }

.gs-covered-situation {
  font-weight: 600;
  color: #f1f5f9;
  font-size: 0.95rem;
  margin-bottom: 0.5rem;
  line-height: 1.45;
}

.gs-covered-coverage {
  font-size: 0.88rem;
  color: #94a3b8;
  line-height: 1.65;
}

/* ── Coverage Accordion ───────────────────────────────────────── */
.gs-coverages { background: #112240; }

.gs-accordion {
  max-width: 780px;
  margin: 2.5rem auto 0;
  display: flex;
  flex-direction: column;
  gap: 0.625rem;
}

.gs-accordion-item {
  background: rgba(255,255,255,0.04);
  border: 1px solid rgba(255,255,255,0.09);
  border-radius: 12px;
  overflow: hidden;
  transition: border-color 0.25s ease;
}

.gs-accordion-item.is-open {
  border-color: rgba(249,115,22,0.45);
  border-left: 3px solid #f97316;
}

.gs-accordion-header {
  width: 100%;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1rem;
  padding: 1.1rem 1.25rem;
  background: transparent;
  border: none;
  cursor: pointer;
  color: #f1f5f9;
  text-align: left;
}

.gs-accordion-header:hover { background: rgba(255,255,255,0.03); }

.gs-accordion-title {
  font-size: 1rem;
  font-weight: 600;
  display: flex;
  align-items: center;
  gap: 0.625rem;
  flex-wrap: wrap;
}

.gs-accordion-chevron {
  flex-shrink: 0;
  color: #94a3b8;
  transition: transform 0.3s ease;
}

.gs-accordion-item.is-open .gs-accordion-chevron { transform: rotate(180deg); }

.gs-accordion-body {
  max-height: 0;
  overflow: hidden;
  transition: max-height 0.35s ease;
}

.gs-accordion-body-inner {
  padding: 0 1.25rem 1.25rem;
  border-top: 1px solid rgba(255,255,255,0.07);
}

.gs-accordion-body p {
  font-size: 0.92rem;
  color: #94a3b8;
  line-height: 1.65;
  margin-top: 0.875rem;
}

.gs-example {
  color: #64748b !important;
  font-size: 0.85rem !important;
  border-left: 2px solid rgba(249,115,22,0.3);
  padding-left: 0.75rem;
  margin-top: 0.75rem !important;
}

/* ── Badges ───────────────────────────────────────────────────── */
.gs-badge {
  display: inline-block;
  font-size: 0.68rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.07em;
  padding: 0.2rem 0.55rem;
  border-radius: 4px;
}

.gs-badge--critical {
  background: rgba(249,115,22,0.2);
  color: #fb923c;
  border: 1px solid rgba(249,115,22,0.4);
}

.gs-badge--alcohol {
  background: rgba(139,92,246,0.15);
  color: #a78bfa;
  border: 1px solid rgba(139,92,246,0.3);
}

.gs-badge--overlooked {
  background: rgba(239,68,68,0.12);
  color: #f87171;
  border: 1px solid rgba(239,68,68,0.28);
}

.gs-badge--note {
  background: rgba(249,115,22,0.12);
  color: #fb923c;
  border: 1px solid rgba(249,115,22,0.28);
}

/* ── Coverages Captive Agents Skip ───────────────────────────── */
.gs-skip-section { background: #0a1628; }

.gs-skip-intro {
  max-width: 680px;
  margin: 0 auto 2.5rem;
  font-size: 1rem;
  color: #94a3b8;
  line-height: 1.7;
  text-align: center;
}

.gs-skip-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 1.25rem;
}

@media (min-width: 768px) {
  .gs-skip-grid { grid-template-columns: repeat(3, 1fr); }
}

.gs-skip-card {
  background: rgba(255,255,255,0.04);
  border: 1px solid rgba(255,255,255,0.09);
  border-top: 3px solid #f97316;
  border-radius: 16px;
  padding: 2rem 1.5rem;
  box-shadow: 0 0 40px rgba(249,115,22,0.07);
  transition: box-shadow 0.3s ease, transform 0.25s ease;
}

.gs-skip-card:hover {
  box-shadow: 0 0 60px rgba(249,115,22,0.15);
  transform: translateY(-3px);
}

.gs-skip-icon {
  width: 56px;
  height: 56px;
  border-radius: 14px;
  background: rgba(249,115,22,0.1);
  border: 1px solid rgba(249,115,22,0.2);
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 1.25rem;
}

.gs-skip-card h3 {
  font-size: 1.05rem;
  font-weight: 700;
  color: #f1f5f9;
  margin-bottom: 0.875rem;
}

.gs-skip-card p {
  font-size: 0.9rem;
  color: #94a3b8;
  line-height: 1.65;
  margin-bottom: 0.75rem;
}

.gs-skip-card p:last-child { margin-bottom: 0; }

/* ── Who We Cover ─────────────────────────────────────────────── */
.gs-who { background: #112240; }

.gs-operator-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 1.25rem;
  margin-top: 2.5rem;
}

@media (min-width: 480px) {
  .gs-operator-grid { grid-template-columns: 1fr 1fr; }
}

@media (min-width: 1100px) {
  .gs-operator-grid { grid-template-columns: repeat(5, 1fr); }
}

.gs-operator-card {
  background: rgba(255,255,255,0.04);
  border: 1px solid rgba(255,255,255,0.09);
  border-radius: 14px;
  padding: 1.5rem 1.25rem;
  display: flex;
  flex-direction: column;
  gap: 0.75rem;
  transition: border-color 0.25s ease, transform 0.25s ease;
}

.gs-operator-card:hover {
  border-color: rgba(249,115,22,0.35);
  transform: translateY(-3px);
}

.gs-operator-icon {
  width: 44px;
  height: 44px;
  border-radius: 10px;
  background: rgba(249,115,22,0.1);
  display: flex;
  align-items: center;
  justify-content: center;
}

.gs-operator-card h3 {
  font-size: 0.95rem;
  font-weight: 700;
  color: #f1f5f9;
  margin: 0;
}

.gs-operator-card p {
  font-size: 0.85rem;
  color: #64748b;
  line-height: 1.6;
  margin: 0;
}

/* ── Georgia Regulatory Requirements ─────────────────────────── */
.gs-regs { background: #0d1b2a; }

.gs-regs-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 1.25rem;
  margin-top: 2.5rem;
}

@media (min-width: 640px) {
  .gs-regs-grid { grid-template-columns: 1fr 1fr; }
}

.gs-reg-card {
  background: rgba(255,255,255,0.04);
  border: 1px solid rgba(255,255,255,0.09);
  border-radius: 14px;
  padding: 1.5rem;
  display: flex;
  flex-direction: column;
  gap: 0.75rem;
  transition: border-color 0.25s ease;
}

.gs-reg-card:hover { border-color: rgba(249,115,22,0.3); }

.gs-reg-icon {
  width: 44px;
  height: 44px;
  border-radius: 10px;
  background: rgba(249,115,22,0.1);
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}

.gs-reg-card h3 {
  font-size: 0.95rem;
  font-weight: 700;
  color: #f1f5f9;
}

.gs-reg-card p {
  font-size: 0.88rem;
  color: #64748b;
  line-height: 1.6;
  margin: 0;
}

.gs-disclaimer {
  text-align: center;
  font-size: 0.8rem;
  color: #475569;
  max-width: 640px;
  margin: 2rem auto 0;
  line-height: 1.6;
}